Market Facing Underwriter I

**Job Summary**
- Zurich Canada is currently looking for a Market Facing Underwriter I to analyze and underwrite new and renewal business, regularly interacting and facing the market, under limited supervision, utilizing The Zurich Way of Underwriting Framework within delegated authority levels on assignments of moderate technical complexity ensuring a high-level service to customers.
- Imagine working for a company that truly cares about their employees, customers, stakeholders, and communities they serve.
- Imagine working for a values-driven organization that has the ambition and desire to be the best and most impactful global insurance provider in the world.
- Zurich is that place where 55,000 employees across approximately 200 countries and territories are all focused on helping people and helping companies protect what is truly most important to them. We are a values-driven organization that takes pride in the work that we do every day, and we have the ambition to be the best global insurer in the world.**What you will do**:

- Administer and monitor underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.- Develop, maintain & collaborate with Line of Business representatives and other business related needs, as appropriate.- Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions.- Support the organization's sales culture by being a Help Point for agents, brokers and customers.- Proactively seek renewal and new account opportunities.- Complete detailed opportunity assessment with key distributors to identify growth opportunities.- Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.- Make broker/customer and on-sight calls with a planned and well-prepared purpose.- Cross-Sell other lines of business to increase the organization's product density with the account.- Promote the organization's products and services in order to increase penetration with agency plant.- Participate in Sales Team meetings as they relate to assigned brokers and / or territory.- Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.- Update required systems with details of broker / client visits and account statuses within specified time frame.- Serve as key contact for assigned target accounts.- Calculate Target Price accurately by utilizing underwriting tools appropriately.- Measure exposures/analyze risk.- Quote and set coverage, negotiate terms and conditions.- Service accounts, handle declination's/cancellations.- Participate in marketing presentations to assigned agents/brokers.- Resolve technical problems by referring to policies, procedures, specifications.- Provide technical expertise for short-term, defined scope projects.- Identify and comply with the main principles relevant to legal and regulatory controls that govern standard work practices.- Collect evidence from well-established sources and deliver accurate decisions to customers and facilitate decision making on wider customer issues.- Monitor underwriting processes in order to identify opportunities for improvement.**Job Qualifications**

**What you bring to the table**:
**Required**:

- High School Diploma or Equivalent and 1 or more years of experience in the Insurance or Market Facing area.
- OR- High School Diploma or Equivalent and 2 or more years of experience in the Claims or Underwriting Support area
- AND- Knowledge of line/s of business and the legal and regulatory guidelines
- Knowledge of time restraints for quotes on new and renewal business
- Experience with Microsoft Office

**Preferred**:

- Bachelors Degree with 1 or more years experience in the underwriting area
- Strong negotiation skills
- Strong verbal and written communication skills

**What we bring to the table**:
A comprehensive health/benefits plan with varying levels of coverage to suit your specific needs
- A competitive total compensation package
- A chance to work in the exciting world of insurance, with multiple career paths and the opportunity to grow - we encourage internal mobility and take pride in assisting you to reach your career goals and aspirations**We also offer you the opportunity to work with**:

- A people first organization, with a focus on diversity and inclusion - we encourage you to bring your real self to work
- An organization that values your input, and strives to put our employees in a position to make an impact
- A collaborative culture where thought diversity is valued
- A global organization with a rich, long-standing history