Junior Business Analyst

**Why FirstOntario?**
- FirstOntario Credit Union is one of the largest credit unions in Ontario. We are a trusted co-operative financial intuition dedicated to providing competitive banking products and services and a quality Member service. More than 118,000 Ontarians choose FirstOntario for their financial needs - from chequing and savings accounts to loans and mortgages and highly qualified investment advice. Our Membership does more than save you money on fees, it also makes you an Owner. At FirstOntario, we believe the best way to ensure our success is by supporting the communities we serve. That's why our policies include volunteering our time, talent and resources to worthy local causes and events. It's also why we reinvest our profits in the same places they're earned, and why we sponsor programs that promote financial literacy and economic development.

**Job Overview**

The Junior Business Analyst is responsible for supporting the Commercial Development goals by assisting team members achieve targets and objectives.

**Role**
- In the role, you will..._
- Support the Manager, Cash Management in the management of commercial loans including ensuring the effective control of loan security
- Work with your manager to meet annual review and risk management standards for the Commercial Portfolio including high risk files
- Diligently support the completion of detailed annual commercial reviews through the breakdown and analysis of financial statements and recommendations to mitigate any new or changing risks
- Concentrate on department goals and objectives, and portray a strong positive image to our members and the community
- Provide support on set targets and planned initiatives and look for new opportunities within the annual review process
- Help identify risk and warning trends on Commercial Loans
- Prepare reports and assist with compliance related tasks
- Assist the Commercial Development team in the set up and tear down at business related events
- As directed, gather items required for the organization of commercial files
- Consider health & safety as a primary concern to ensure the safety of self and others
- Perform other duties we may need you to do

**Required Skills**:

- Within your skills and qualifications, you will..._
- Building your business Acumen by working towards a post-secondary diploma or degree in business or related field or an equivalent combination of education and experience
- Be an outgoing individual and be able to have conversations with members and prospective members
- Have an understanding of the identification of risk and warning trends on Commercial Loans
- Be detail-oriented, analytical, and have an incredible passion for ensuring the accuracy of numerical data and cost-effective use of company budget dollars
- Be well-versed in the world of customer service
- Welcome problems where you can utilize your solution focused thinking
- Be quick to respond to requests for service from all of your clients
- Inherently demonstrate a high level of integrity, confidentiality and be trustworthy
- Be more than approachable with your superior interpersonal skills
- Innately demonstrate superior communication and presentation skills
- Use your courage to take action in difficult and challenging situations and deal with uncertainty
- Be aware of and mitigate enterprise risk factors and ensure compliance with applicable regulations, legislation and FirstOntario policies and procedures
- Be extremely comfortable using a computer particularly MS Office.
- Be willing to work flexible hours to accommodate business need, networking and community involvement

**Our Story**

Our emphasis on service means we're constantly searching for new team members whose dedication to helping people is as powerful as their ambition to succeed. We're committed to providing professional development, and to extending employee activities beyond day-to-day operations to support the communities where we're located. Our people are the difference, it's a part of why we love coming to work.

FirstOntario is proud and privileged to be able to assist and touch the lives of so many in our communities.
- We believe giving back to our communities helps everyone.
- We believe in volunteering, active community support and participation.
- We believe in investing our profits back into the credit union and the community.
- We believe in finding solutions to help our Members and communities.

If this sparks your interest and you demonstrate high levels of integrity and credibility, we should talk. Check out our website for the full job description and prepare your cover letter and resume listing your experience, qualifications, and submit it online through our careers page on the company website.

We appreciate all who express interest; however, only those selected for an interview will be contacted. No phone calls please.
- FirstOntario Credit Union will provide accommodations for persons with disabilities, where nee