Subprime Finance Manager

**About Us**: At Canada Budget Cars, we pride ourselves on providing affordable and reliable vehicle solutions to our customers. Our specialty lies in offering flexible financing and leasing options tailored to meet the unique needs of both individual and corporate clients. We are on a mission to redefine the car buying experience with exceptional service and innovative financial solutions. Join our vibrant team and be a part of a company that values integrity, innovation, and excellence.

**Position Overview**:Are you a strategic thinker with a passion for financial excellence? As a Subprime Finance Manager at Canada Budget Cars, you will support the efforts of our Sales and Finance departments, ensuring both customer satisfaction and the financial success of our dealership. Your expertise will help us maintain high standards of customer service, maximize financial offerings, and protect the legal and financial welfare of our operations.

**Key Responsibilities**:

- Build and maintain strong relationships with lending institutions specializing in subprime and prime financing.
- Negotiate terms and conditions with lenders to secure competitive financing options for customers.
- Guide customers through the financing process, explaining terms, rates, and repayment options in a clear and understandable manner.
- Collect necessary documentation and ensure compliance with all regulatory requirements throughout the financing process.
- Provide exceptional customer service and support, addressing any questions or concerns regarding financing terms or agreements.
- Excellent customer service skills with a focus on building relationships
- Support the efforts of the Sales and Finance departments to ensure success through our financial products and services.
- Maintain and develop excellent customer service skills.
- Demonstrate comprehensive knowledge of all products offered.
- Communicate with banks and lenders to maximize the offerings approved by financial institutions.
- Collect stipulations required by banks for funding.
- Protect the legal and financial welfare of the dealership.
- Increase brand awareness through multiple sources such as customer calls, inter
- Perform administrative duties as required by the department.
- In-house financing for deals and closing the deal
- Other duties and tasks as assigned.

**Qualifications**:

- Experience in Sales, dealership finance, or related field is a plus
- Bachelor’s degree in Finance, Accounting, or a related field preferred.
- Proven experience in a financial management role, ideally in the automotive or related industry.
- Strong understanding of financial statistics and accounting principles.
- In-depth knowledge of statutory legislation and regulations.
- Proficiency in MS Office and financial management software (e.g., SAP).
- Exceptional leadership, communication, and organizational skills.

**Why Join Us?**
- **Agility**: We swiftly adapt to changes and challenges, leveraging flexibility in our processes and thinking to meet and exceed demands.
- **Diversity**: We embrace and encourage a diverse and inclusive environment that fosters varied perspectives and enhances creativity.
- **Innovation**: We are committed to continuous improvement and leading-edge practices, investing in new technologies and ideas to drive progress.
- **Integrity**: We uphold the highest standards of honesty and transparency in every action, ensuring trust and ethical conduct are the cornerstones of our operations.
- **Innovative Culture**:Work with a leading car dealership committed to quality and customer satisfaction.
- **Supportive Environment**: Thrive in a dynamic and supportive work setting with a focus on continuous improvement.
- **Competitive Compensation**: Enjoy a competitive salary and comprehensive benefits package.
- **Career Advancement**:Take advantage of career growth and continuous learning opportunities.
- **Specialized Training**:Access on-the-job, job shadowing and dealership-specific training to enhance your industry knowledge and skills.
- **Impactful Role**: Play a crucial role in shaping the financial strategies that drive our success.

Pay: $36,000.00-$185,931.95 per year

**Benefits**:

- Company events
- Dental care
- Discounted or free food
- On-site parking
- Paid time off
- Store discount

Flexible Language Requirement:

- French not required

Schedule:

- Every Weekend
- Monday to Friday

Supplemental pay types:

- Bonus pay
- Commission pay

**Education**:

- Bachelor's Degree (preferred)

**Experience**:

- Direct sales: 1 year (preferred)
- Financial services: 2 years (preferred)

**Language**:

- English (required)

Work Location: In person