Junior Underwriter

**Summary**:
**Primary Responsibilities**:

- Administer and monitor underwriting rules and guidelines, rating manual rules and insurance laws and regulations to review, underwrite and document new and renewal policy transactions, within authority.
- Order, review and take appropriate action on required reports, endorsement requests, service requests and general correspondence.
- Analyze individual risk pricing for new business submissions and renewals against template expectations, and assists making appropriate changes within authority.
- Communicate with brokers to obtain information needed to underwrite risks, respond to questions and address issues.
- Underwrite new business, renewals and endorsements by assessing the acceptability of the risk, and factors affecting the potential for loss.
- Maintain service levels, achieve your performance targets, and have the ability to comprehensively discuss and plan with your leader for optimal performance.
- Contribute to continuous improvement of work processes and procedures.
- Maintain accurate records of decisions made and maintain completeness of policy data
- Determine eligibility for policy renewals based on guidelines and retention goals of the company.
- Communicate decisions and respond to requests in a prompt and professional manner
- Understand rating procedures, wordings, underwriting policies and regulations
- Handle work assignments efficiently
- Work effectively towards the goals of the team
- Build positive working relationships with internal and external parties
- Perform other duties as assigned

***Personal & Organizational **Development**:

- Keeps informed regarding industry information, legislation, coverages and technology to continuously improve knowledge and performance.
- Interacts with others effectively by utilizing good communication skills, and providing information and guidance as needed to achieve the business goals of the company.

**Personal Attributes**:

- Experienced working knowledge of personal insurance, rating, and underwriting guidelines.
- Dedicated to continuous improvement of self and team.
- Strong communication and organizational skills.
- Ability to creatively and proactively problem-solve.
- Motivated to continually develop technical and soft skills
- RIBO licensed or in the process of obtaining.