Analyst, Credit Risk Management

**Analyst, Credit Risk Management (CMHC)**

**Montreal, QC**

**About the Role**

In this role, you will provide timely and proactive support by:

- Maintaining ongoing interaction with all internal and external stakeholders to ensure thorough underwriting of commercial mortgages (strong customer service is required to retain clients for renewals)
- Performing administration tasks such as preparing reports and assist with compliance
- Conducting appropriate due diligence and investigation to gain solid understanding of the borrower, analyzing, and interpreting financial data and credit information, assessing the value of security, and underwriting commercial mortgage presentations and annual reviews within the guidelines of lending policies and procedures
- Working as part of a team in the completion of mortgage presentations, meeting pre-funding conditions and third-party instructions to meet all funding requirements within tight deadlines
- Staying current with market information and commercial mortgage market trends
- Performing other duties in keeping with the purpose and accountabilities of the job, such as preparing reports, assisting with compliance-related tasks, and completing department projects as assigned

**This role is for you if you have**:

- You have at least 1 year or more of experience working in the Commercial Real Estate Risk industry
- You have excellent communication skills, both written and verbal, and can work well independently as well as within a team environment
- Bilingual, English and French is considered an asset
- You have experience creating and delivering business presentations and strong technical writing skills
- You are very results-driven and possess strong organizational skills with a high attention to detail
- You take ownership of your work and always demonstrate a high degree of accountability and commitment
- You have completed an undergraduate degree in one of the following concentrations: finance, economics, urban land development, accounting, or business administration
- You are an intermediate/advanced level user of Microsoft Office (Excel, Word, PowerPoint, SharePoint)
- You have a passion for real estate combined with an understanding of financial and statement analysis

**Benefits and Perks**

Some of the benefits we offer at CMLS are:

- Health and Wellness Spending Accounts
- Health, Drug, Vision, and Dental benefits
- Paid vacation, sick days, and personal days (in addition to all civil and statutory holidays)
- RRSP Matching Program
- Maternity / Parental Leave Top Up Program
- Discounted gym memberships
- Travel assistance and EAP
- Business Casual dress code
- Company social events + sport teams
- Hybrid work arrangements and telecommuting opportunities
- And more

**Who are we?**

Established in 1974, CMLS Financial is the leading provider of capital solutions for commercial property owners, developers and real estate investors. We have over 50 years of experience, 30,000 clients, $35 billion in assets under administration, and offices coast to coast. Some of Canada's most prominent banks, investment managers, insurance companies, and pension funds rely on CMLS Financial for a variety of critically important mortgage services. What sets us apart is our customer forward approach. Building on our solid foundation of financial strength and experience, we continue to deliver unparalleled capital solutions for all our clients needs.

**You will love working here**

Employees tell us that they love that we strike the balance in creating an incredibly professional, yet dynamic and enjoyable corporate culture. We work in a fluid and fast-paced environment that is supportive of energetic and motivated individuals who pride themselves on being flexible and results-driven. Our employees can gain valuable industry exposure, lots of learning opportunities, and truly impact the business. We are committed to providing our people with a challenging and rewarding career because our employees are what set us apart and **we know it.**

**Equal Opportunity Employer**

**We want to hear from you**
- **Analyste, Gestion du risque de crédit (SCHL)**

**Montréal (Québec)**

La Financière CMLS, l'un des plus importants prêteurs commerciaux au Canada, est à la recherche d'un analyste, Gestion du risque de crédit (SCHL) pour se joindre à son équipe en pleine croissance. Relevant du directeur, Souscription SCHL, vous serez responsable de la souscription des demandes de crédit et des soumissions, ainsi que des résumés et des recommandations concernant l'évaluation du risque pour les prêts hypothécaires commerciaux.

**En quoi consiste le poste**:
Dans le cadre de ce poste, vous apporterez un soutien proactif et en temps opportun en effectuant les tâches suivantes:

- Maintenir la communication entre les parties prenantes internes et externes pour une proposition rigoureuse de crédit hypothécaire commercial (un service à la clientèle d’excellence est essent