Senior Data Analyst Credit Risk

A career as a Senior Data Analyst in the Credit Risk Analytics team at National Bank means acting as a specialist in the risk analysis of the Personal and Commercial credit portfolios. It also means participating in the development, optimization and evolution of the various risk analysis tools and processes in place. Finally, it means working in a team of dynamic specialists where the work is stimulating and diversified and where the possibilities for development are great. Your job Actively participate in disclosure activities on the quality of the Personal and Commercial portfolio through the development of risk indicators and the recurrent production of information both internally and externally Perform complex analyses to identify portfolio concentration and underperformance risks that may represent a risk of losses for the Bank Lead special projects related to regulatory data requests (OSFI, BoC, FCAC, AMF) and business development initiatives impacting the credit quality of loan portfolios Make recommendations to increase the quality and efficiency of the production of information and risk analyses Respond to a variety of ad hoc requests by providing information relevant to decision-making or to meet regulatory requirements Collaborate with our internal partners on outreach activities and special projects. Your team The Vice-President, Credit and Climate Risk Analytics, is made up of more than 80 specialists who work in an agile, proactive and collaborative manner to seize opportunities, stay on the cutting edge of technology and continuously improve processes. Within the Credit Risk Analytics sector, you are part of a large team and report to the Senior Director of Analytics. Our team stands out for our dynamism and expertise in quantitative and portfolio analysis to guide business decisions and manage credit losses. In our Vice-Presidency, we work alongside colleagues working in credit risk modeling, stress testing, quantification of the IFRS9 provision for loan losses, quality assurance of credit decisions and governance of credit portfolio granting and management processes. We aim to offer you maximum flexibility to promote your quality of life. This is reflected in a hybrid work environment, as well as a flexible and adaptable schedule. The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times. Prerequisite Bachelor's or Master's degree in analytics, data science, mathematics, quantitative finance, actuarial science, or a related field. Minimum of 5 years of experience in data analysis, ideally within credit risk. Ability to perform complex credit risk analyses on portfolio quality and performance. Experience handling large datasets and extracting meaningful insights to support decision-making. Proficiency with SQL, SAS, Power BI, and advanced Excel. Strong synthesis skills, analytical mindset, rigor, and intellectual curiosity. Excellent communication skills to present findings to various business stakeholders. Your benefits In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates What can you bring to our team? Come live your ambitions with us