Consultant, Credit Risk Business Analyst

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At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

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What you’ll be doing

Enterprise Risk Management (ERM) establishes and provides an independent risk perspective, strategic direction, and leadership for various groups in ERM. One of the groups is Risk Data Management Office whose purpose is to promote and improve the value of risk data as a strategic asset within Risk Management. The core accountability of the Risk Data Management Office (RDMO) is to provide governance and oversight, to support various risk systems, as well as to execute risk data management processes across retail and wholesale credit risk data, market risk and trading credit risk, and operational risk data.

The Consultant, Risk Business Analyst, in the Credit Risk Warehouse Solutions Delivery team, is responsible for defining and implementing data integration methodologies and processes for risk data aggregation, collaborating with technology teams to develop robust solutions and enhancements to the risk system infrastructure. The role applies advanced concepts to partner with key stakeholders to identify data quality improvement opportunities, including risk system, process design and quality assurance controls. The Consultant, Risk Business Analyst provides consultative and technical advice on abstract aspects of risk analytics, quantitative modelling, and validation. The role uses independent judgement to determine methods and approaches to work, while liaising with other departments to establish collaborative relationships, provide expertise, and communicate analytical findings. In addition, the role generates queries and post-analysis that enable the development of risk business intelligence activities.
- At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote._

How you’ll succeed- Understanding and documenting requirements - Work closely with business partners to gather complex business requirements and facilitate solution design discussions to ensure you meet project needs. Actively participate in Agile sprint reviews and backlog refinement.- Analytical thinking - Strong analytical, problem solving, and decision-making skills. Your experience should be sufficient to interpret risk measures, regulatory reporting guidelines / principles to deliver accurate and complete results to both internal and external clients.- Regulatory acumen - Understanding of the OSFI's regulatory CAR guidelines ( Chapter's 4 & 5 )- Relationship building - You have well-developed communication skills to facilitate development of good working relationships within CIBC. You understand that different audiences have different communication needs / preferences and can tailor appropriately.- Time management - You recognize that multiple deliverables can have competing timelines and pro-actively plan out to distribute activities and to ensure all deliverables are within expected timelines. You understand that time management also includes being cognizant of others’ time as well.

Who you are- You love to learn. You're passionate about growing your knowledge, and you know that there is no limit to what you can achieve.- You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.- You have demonstrated experience with giving meaning to data using data extractions tools like SQL, DATABRICKS.- You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making. You understand that even small changes can have far-reaching impacts.- You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.- You can demonstrate experience in taking high level requirements from external regulators and translating them into system changes that fulfil both internal and external reporting. It’s an asset if you have knowledge of Basel II/III/IV Framework methodologies, relevant financial standards (IFRS-9) and BCBS 239 requirements for risk data aggregation & reporting, understand Capital Adequacy Reporting guidelines set out by OSFI (particularly Credit Risk) and understand how this is used within the bank.- Experience in create Mapping document.- You embrace and c