Sr. Business Analyst – Banking

3 days ago

Toronto, Canada Cognizant Full time

Senior Business Analyst – Banking & Credit Risk | Cognizant Consulting Cognizant is a global leader in professional services. We deliver strategic consulting and domain expertise across banking and financial services. Location: Toronto, ON Work Mode: Hybrid (4 days per week in our downtown Toronto office) Job Type: Full‑time The Role We are seeking a Senior Business Analyst to lead credit risk, retail banking and data‑driven decision‑making initiatives. The role focuses on regulatory compliance, credit risk modeling and reporting automation. Responsibilities Translate business requirements into functional and technical specifications aligned with enterprise architecture. Lead workshops and stakeholder interviews to elicit requirements and define business processes. Perform data gap analysis and contribute to data model refinement for credit risk reporting. Develop SQL queries and scripts to support data validation, transformation, and reporting. Collaborate with development and QA teams to ensure accurate implementation and testing. Support UAT planning, execution, and production rollout. Contribute to process improvement and automation initiatives. Maintain documentation including BRDs, RTMs, and user guides. Qualifications 8+ years of experience in business analysis within banking or financial services. Strong understanding of credit risk, lending, and regulatory frameworks (e.g., Basel IV, SA‑CCR). Advanced SQL skills for data analysis and reporting. Experience with data modeling and ETL processes. Familiarity with Agile, DevOps, and Scrum methodologies. Excellent communication and stakeholder management skills. Experience with tools like Power BI, ThoughtSpot, or similar is a plus. Experience in Capital Markets and understanding of asset classes is an asset. Working Arrangements Hybrid work is required 4 days per week in our downtown Toronto office. We support a healthy work‑life balance through various wellbeing programs. Compensation $87,000‑$102,000 CAD Eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans. Benefits Medical, dental, vision, and life insurance RRSP plan and contributions Employee stock purchase plan Employee assistance program 10 paid holidays plus PTO Paid parental leave and fertility assistance Learning and development certifications and programs Work Authorization Applicants must be legally authorized to work in Canada without sponsorship. #J-18808-Ljbffr

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