Commercial Credit Analyst

Inside the Role

The Commercial Credit Analyst will be responsible for DTF commercial retail and lease acquisitions for Commercial customers. Maintain credit integrity and accuracy with credit analysis and decisions. As well, as remain compliant with established global and local policies and procedures. Establish and maintain positive relationships with DTF Sales Team and dealer network to assist with profitable growth in the portfolio.

This is a DTFS Band 90 position.

We Take Care of Our Team

Benefits include an annual bonus program; Pension retirement program with company contribution of 8% for wages, commissions, and bonus (combined with a 10% employee contribution limit); 4 weeks paid vacation; 15+ Calendar holidays; Parental leave top-up to 80% standard (58% extended); Healthcare plan; Life insurance plan (company paid and additional options); Short Term and Long Term disability program.

What You Drive at DTFS
- Analyze the financial condition for Commercial borrowers with DTFS requesting a line of credit. Decision credit requests up to approved limits of authority of up to $3MM
- Perform timely reviews of Commercial borrowers. *For credit files outside of limits of authority, present sound and reasoned recommendations to the appropriate approving authorities, such as Local, Local + RCM, and Executive Credit Committee.
- Establish and maintain positive relationships with the DTFS Sales Team and dealer network to assist with profitable growth of the portfolio. Participate in joint sales calls and customer/dealer visits, when necessary.
- Have an understanding of all Commercial related legal documentation to remain compliant ensuring DTFS perfection, i.e.: PPSA filings and Subordination Agreements.
- Remain compliant to Corporate and Local credit policies and procedures.

Knowledge You Should Bring
- High School Diploma or Equivalent
- 2 years of overall work experience
- Working Knowledge of General Business, Credit
- Analytical Skills Presentation Skills; Problem Solving Skills
- Experience in commercial lending

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)
- Mississauga, ON CA

YOU MAKE US - YOU MAKE THE DIFFERENCE

People are what makes us - everyone makes the difference at Daimler Truck. As one global team, we drive success: from conventional powertrains to the future of sustainable transportation. We build to solve. Constantly pursuing our goals. Our culture. Our daily life.

It’s your impact that makes the difference. Only together, will we achieve more sustainable transportation, reduce our carbon footprint, increase safety on and off the track, develop smarter technology and financial solutions. All essential, to fulfill our purpose for all who keep the world moving. That’s why we rely on each other. We start with listening to your insights, thoughts, and ideas.

Let’s unleash our collective potential to build our future, progress together and lead with the long view. Because everything you do has an impact. It matters. This is what we call impact Culture.

Schedule Type:
Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.

Additional Information- Applicants must be legally authorized to work permanently in the country of posting- EEO/Minorities/Females/Disabled/Veterans