Senior Manager, Commercial Credit

Work Location:
Mississauga, Ontario, Canada

Hours
37.5

Line Of Business
Credit Management

Pay Details
$108,800 - $163,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description
The Business Banking Credit Management team structures credit applications, providing review and analysis for all potential corporate and commercial deals for the Bank. Our professionals offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients. We provide credit administrative and operational support and offer dedicated relationship coverage to the commercial clients. If you want to be a brand ambassador who can help strive efficiencies for the bank, then join our team and make an impactful contribution to TD and your own success.

Job Description
We are looking for a seasoned professional for the position of
Senior Manager Commercial Credit
to lead a team of Credit Analysts, providing guidance to ensure business results and professional and personal development objectives are achieved. You, in this role, will structure more complex deals in the market and lead the overall credit portfolio, ensuring structured deals meet risk policy. You will deliver a superior customer experience while driving profitable business growth, in line with business strategy. Furthermore, you will:

• Lead the execution and achievement of the businesses customer and partner experience targets; coach and model appropriate behavior and execute plans to continuously improve customer experience
• Structure and package competitive credit solutions in a timely manner to meet customer needs as required
• Act as a consultant to the team in resolving customer operational and credit issues to deliver a positive customer experience
• Contribute to the development and implementation of the business plan, goal setting, growth strategies and coaching for the Unit
• Build new relationships and deepen existing customer relationships by consistently following the Business Banking Relationship Methodology and coach team to do the same
• Meet or exceed business targets for the unit
• Oversee, lead, and coach a team of commercial credit analysts while growing talent, developing skills and capabilities to achieve career goals and business results
• Supervise credit management function for moderate to highly complex commercial accounts
• Provide coaching, mentorship and guidance within area of expertise
• Manage the overall team providing both leadership and guidance and contribute to the development of business segment strategic priorities within field of specialty
• Develop annual and long-term plans for own area and influence plans well beyond area managed
• Set targets and objectives for the team and deliver results

Job Requirements

• Undergraduate degree and/or over 10 years of relevant experience
• Deep knowledge of industry with expertise on risk and control functions
• Comprehensive knowledge of business and operational functions supported, process management and related processes
• Extraordinary leadership and planning skills to handle teams with functional diversity and complexity and multiple points of internal and external contact
• Dexterous in using productivity tools and end-user software including MS Office suite
• Strong communication skills with a positive approach that can liaise with cross functional teams, colleagues, partners, and employees
• Robust organizational and team management skills with the ability to work in a demanding environment and handle multiple deadlines and changing priorities

Who We Are
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you

Language Requirement (Quebec Only)
Sans Objet