Manager, Mortgage Credit Controls
2 weeks ago
Requisition ID: 208395 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **_ Please note we are hiring 2 positions_** As the Manager, Mortgage Credit Controls, you will be part of the Mortgage Account Governance Structure in Real Estate Secured Lending (RESL), driving ongoing mortgage file reviews, both proactive and reactive to control testing, with the goal of identifying weaknesses and strengthening underwriting controls and processes. You will play a key role in strengthening our first-line of defense across the Real Estate Secured Lending group. **Is this role right for you? In this role, you will**: - Be responsible for end-to-end mortgage file investigations, critically assessing the underwriting process to uncover the drivers of potential gaps to policy - Synthesize these findings into themes and perform the necessary root cause analysis - Design enhanced controls and work with partners across the RESL team, technology, global operations and global risk management to implement - Lead the end-to-end remediation effort should a defect be identified on a mortgage file, ensuring the file is corrected, in good standing, and the customer experience is improved - Track the status of file reviews, key findings and account remediation, synthesizing this reporting into a monthly dashboard for senior executives - Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions - Champion a high-performance environment and contribute to an inclusive work environment **Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have**: - Post-secondary education and experience working in the financial services industry - Significant knowledge of end-to-end real estate secured lending process from origination to underwriting to funding to servicing, and related policies - Full understanding of Scotiabank’s real estate secured lending strategy, key priorities and how they fit within the strategic agenda of the Canadian Banking division - Critical thinking and innovative skills with a track record of driving results - A comprehensive understanding of key internal stakeholders, the Bank’s organizational structure and operating model - Strong business strategy and financial acumen - Comfortability working in a hybrid work environment with the expectation to work in-office 3 days per week Location(s): Canada : Ontario : Toronto Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
-
Mortgage Underwriter
2 weeks ago
Toronto, Canada 8Twelve Mortgage Full timeJoin the 8Twelve team and be part of revolutionizing the home financing experience in Canada! Our proprietary end-to-end mortgage cloud platform INFIN8 provides brokers and borrowers with one-stop solution for all their mortgage needs. With real-time analytics and AI, we reduce approval times and identify the best financing solution available in Canada's...
-
Mortgage Underwriter
4 weeks ago
Toronto, Canada Peerage Mortgage Capital Inc. Full timeAbout Us Peerage Mortgage Capital is a premier private mortgage lender based in Toronto. We specialize in providing flexible, common-sense lending solutions where traditional banks cannot. We are currently in “growth mode,” expanding our footprint and volume, and looking for sharp, driven professionals to join our high-performance team. Peerage Mortgage...
-
Analyst - Commercial Mortgage Credit
7 days ago
Toronto, Canada Manulife Full timeThe Commercial Mortgage Credit Team plays an integral part in overseeing the credit and underwriting analysis in the origination of Commercial Mortgages for Manulife Investment Management (“MIM”). MIM is responsible for originating and managing commercial mortgage investments in the U.S and Canada on behalf of Manulife & John Hancock’s internal...
-
Mortgage Underwriter
6 days ago
Toronto, Canada 8Twelve Mortgage Corp Full timeJoin the 8Twelve team and be part of revolutionizing the home financing experience in Canada! Our proprietary end-to-end mortgage cloud platform INFIN8 provides brokers and borrowers with one-stop solution for all their mortgage needs. With real-time analytics and AI, we reduce approval times and identify the best financing solution available in Canada's...
-
Mortgage Underwriter
6 days ago
Toronto, Canada 8Twelve Mortgage Corp Full timeJoin the 8Twelve team and be part of revolutionizing the home financing experience in Canada! Our proprietary end-to-end mortgage cloud platform INFIN8 provides brokers and borrowers with one-stop solution for all their mortgage needs. With real-time analytics and AI, we reduce approval times and identify the best financing solution available in Canada's...
-
Mortgage Fulfillment Officer
20 hours ago
Toronto, ON MT L, Canada Hosper Mortgage Full timeMortgage Fulfillment OfficerLocation: Yonge & St. Clair, Toronto, ON (In Office)Job Type: Full-time, PermanentThe CompanyHosper Mortgage is a Toronto-based financial services firm and a multi-award-winning alternative lender, recognized as a Top Alternative Lender in Canada for four consecutive years.We specialize in delivering flexible, fast mortgage...
-
Mortgage Agent
2 weeks ago
Toronto, Canada 8Twelve Mortgage Company Full time**Please read the position description before applying!** Vaughan brokerage in Ontario, is expanding and is looking for great individuals who are licensed as a Mortgage Agent & looking to join a new and exciting brokerage. Or are you considering a career in the mortgage industry and ready to begin? Although our location is in Vaughan, we’re looking to...
-
Mortgage Agent
2 weeks ago
Greater Toronto Area, Canada Mortgage Alliance Full time**Please read the position description before applying.** Vaughan brokerage in Ontario, is expanding and is looking for great individuals who are licensed as a Mortgage Agent & looking to join a new and exciting brokerage. Or are you considering a career in the mortgage industry and ready to begin? Although our location is in Vaughan, we’re looking to...
-
Mortgage Agent
20 hours ago
Toronto, Ontario, Canada Affinity Mortgage Solutions Inc. Full timeKey ResponsibilitiesAssess clients' income, credit, and financial profiles to recommend suitable mortgage solutionsCollect, review, and organize client documents for accurate, complete lender submissionsPrepare and submit mortgage applications through Velocity and lender portalsMaintain consistent communication with clients throughout the mortgage process,...
-
Credit Assurance Analyst
7 days ago
Retail Credit Toronto, Ontario, Canada DUCA Financial Services Credit Union Full timeWhy DUCA? We're a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer. Founded in 1954, DUCA has grown from a single branch credit union in Toronto to 19 branches across Southern Ontario with over 85,000 Members we are proud to...
