Personal Lines Underwriter I

3 days ago


Waterloo, Canada Heartland Farm Mutual Inc. Full time

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.
What you will do...
- Learn the technical aspects of insurance: assessing and evaluating risk to make empowered decisions;
- Recognizes limitations in knowledge of risks and seeks assistance as required;
- Understands and can explain the basic terms, conditions and exclusions for the policy coverage provided in own specific areas of expertise;
- Seeks full understanding of risks, and where facts may be missing, uses additional underwriting tools, apps, reports, inspections to gain increased knowledge of risk
- Participate in, or provide training and development initiatives to constantly enhance the quality of decision making;
- Underwrite and negotiate low complexity renewals and policy endorsements.
- Gathering background information on potential customers from information provided in proposal forms for insurance;
- Analyzing all relevant data using appropriate software to determine whether the level of risk is acceptable;
- Preparing the terms and conditions of insurance policies.

What you will bring...
- 1 to 3 years of experience in the insurance industry
- Post-secondary education, working towards CIP designation
- You have exemplary analytical skills and can make informed decisions.
- You are a skilled communicator who can adapt your approach to your audience.
- You can influence decisions and negotiate strategically.
- You are an enthusiastic learner who thrives within a team or independently.
- Effective communication and interpersonal skills, both written and verbal.
- You have proven decision-making and analytical skills, including the ability to determine how to grow business profitability through assessment and analysis of individual risks.

What we offer...
In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.
At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds - the ability to collaborate and connect with great colleagues and to enjoy the benefits of working from home.
Intrigued? We can’t wait to hear from you
A Place Where YOU Can Make a Difference Proudly Canadian. Mutually Owned.



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