Personal Lines Underwriting Specialist

2 weeks ago

Waterloo, Canada Heartland Mutual Insurance Full time

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.
What you will do...
- Act as the lead person on all special projects and initiatives as may be required.
- Assist in the development and delivery of technical and non-technical Underwriting training to internal staff and external brokers and business partners.
- Lead training initiatives both in group and in one-on-one settings as well as developing training materials.
- Has specialized knowledge of own products and pricing to interpret and provide guidance to others (co-workers and distributors).
- Uses full knowledge of policy wordings to train junior staff with risk analysis, recommendation of missing coverage, and generation of additional product line sales.
- Provides training to new hires and junior staff to ensure compliance and minimize company exposure.
- Fully understands the common terms, conditions and exclusions of policy coverage’s and can recognize gaps in coverage, or exposure to loss.
- Understands the political, legal and social influences on underwriting own product line, and ensures compliance with established principles.
- Aware of acceptance rules for other related lines of business.
- Refers to other product line underwriters accordingly.
- Can explain factors affecting loss ratios, severity and frequency.
- Analyzing all relevant data using appropriate software to determine whether the level of risk is acceptable.

What you will bring...
- Have 8-10 years of complex underwriting experience.
- Post-secondary education, CIP designation is an asset.
- You have exemplary analytical skills and can make informed decisions.
- You are a skilled communicator who can adapt your approach to your audience.
- You can influence decisions and negotiate strategically.
- You are an enthusiastic learner who thrives within a team or independently.
- Effective communication and interpersonal skills, both written and verbal.
- You have proven decision-making and analytical skills, including the ability to determine how to grow business profitability through assessment and analysis of individual risks.

What we offer...
In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.
At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds - the ability to collaborate and connect with great colleagues and to enjoy the benefits of working from home.
Intrigued? We can’t wait to hear from you
A Place Where YOU Can Make a Difference Proudly Canadian. Mutually Owned.

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