Lead Analyst, High Risk Client Oversight, Global Aml

Requisition ID: 226458

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

The Global AML/ATF Second Line of Defense for Canadian Banking and Wealth (hereinafter referred to as “CBW”) serves as an escalation point for business lines and units, as well as a facilitator for policy interpretation.

The Lead Analyst - HRCO is responsible for supporting the HRCO Manager and conducting reviews and providing feedback on risks associated with any HRCO-designated high-risk customer activities escalated to AML Risk in Canadian Banking, Global Wealth Management (Canada), and other lines of business, as required. This role is critical in working with relevant stakeholders and acting as a relationship manager.

The Lead Analyst will support the maintenance of the HRCO escalation process and the development of ongoing mechanisms to mitigate risks associated with similar complex scenarios, while safeguarding quality and managing AML/ATF and Sanctions risks.

**Is this role right for you? In this role, you will**:

- Oversee up-to-date workflows and record-keeping of escalations to the second line. Ensure key milestones are met while achieving productivity targets.
- Support the manager’s oversight, on behalf of the Group CAMLO, for all HRCO-designated high-risk customer activities (EDD, STR, Sanctions, etc.) for Canada and Global Wealth, ensuring appropriate risk mitigation strategies are applied by:
- Supporting the execution of the Terrorist Incident Group Event Response (TIGER) protocol and mitigating AML risks in other complex scenarios, such as external referrals (e.g., Production Orders, GRIDs, etc.);
- Facilitating and participating in meetings with relevant stakeholders as required;
- Conducting reviews of HRCO-designated high-risk cases to ensure all identifiable risks are mitigated;
- Assisting HRCO management in supporting AML Advisory teams by driving consistent oversight and management of HRCO-designated high-risk customers and ensuring decisions align with approved policies and processes;
- Working with HRCO management, AML Advisory teams, and the business to develop and articulate customer risk appetite for specific customer segments and ensure it is applied in decision-making;
- Identifying and investigating high-risk clients, including but not limited to politically exposed persons (PEPs), politically exposed foreign persons (PEFPs), and/or Sanctions, and referring them to internal partners (e.g., EDDU, Global Sanctions);
- Identifying and recommending ML/TF awareness training needs to address trends and changes in AML typologies.
- Actively pursue effective and efficient operations while ensuring adherence to day-to-day business controls to meet obligations related to operational, regulatory compliance, and conduct risks. This includes responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook, and Guidelines for Business Conduct.
- Collaborate with partners (FIU, EDDU, Sanctions, etc.) to review business processes and recommend measurable improvements to the HRCO Manager by:- Conducting needs analyses to implement or improve customer-centric AML/TF procedures that mitigate reputational, regulatory, and financial risks;
- Recommending policy changes that increase productivity without increasing risk;
- Enhancing employee and customer experiences while effectively mitigating AML/TF risks;
- Identifying trends and potential AML/TF concerns and working with the HRCO Manager and key stakeholders to develop appropriate risk mitigation strategies.
- Oversee projects independently (as directed by the HRCO Manager) or within cross-functional teams by:- Collaborating on and developing proposals;
- Coordinating with the enterprise training group and business lines to ensure appropriate training on managing high-risk customers is in place and delivering training where relevant;
- Establishing milestones and assessing work effort;
- Working with diverse teams with varying expertise and job levels;
- Ensuring all deliverables are completed within agreed timeframes and departmental guidelines, escalating issues as necessary.
- Manage personal development to ensure continuous enhancement of knowledge and skills related to AML/TF and Business Process Design by:- Researching best practices and the latest trends in financial crimes (AML, TF, and Sanctions);
- Taking bank-offered courses focused on people, processes, and technology;
- Building relationships with internal and external partners.

**Do you have the skills that will enable you to succeed? We’d love to work with you if you have experience with**:

- A bachelor’s degree or equivalent, with a minimum of 3 years of experience in AML and/or risk disciplines and at least 1 year in an analytical/investigative capacity. Extensive investigative skills and 5 years of documented AML or law enforcement experience may substitute for the degre