Senior Underwriter, Real Estate

Attendance Hybrid Job number 27071 Category Senior Professional Status: Permanent City Surrey State British Columbia Type of Contract Permanent Country Canada Schedule: Full-Time  Full Time / Part Time? Full-Time Posting date 09-Jul-2025 Location: Surrey, British Columbia City Surrey Province/State British Columbia Area(s) of interest: Advisory services, Commercial banking A career as a Senior Underwriter in the Real Estate - Commercial Banking team at National Bank is to act as expert in comprehensive blend of credit analysis, risk management, client engagement, and portfolio management. This job allows you to have a positive impact on the organization through your financial solutions skills, attention to detail, and proactive approach to credit and client service.Your job Underwrite new and existing credit opportunities to align with branch financial goals and NBC’s risk appetite. Support Relationship Managers by identifying full-service solutions and referring clients to appropriate business partners. Prepare detailed credit submissions for new loans, renewals, amendments, and reviews, with strong risk and underwriting analysis. Manage a portfolio of construction loans and term mortgages, including monthly draw requests and ongoing oversight. Participate in client meetings to assess loan proposals, recommend pricing, and draft term sheets. Ensure compliance with credit, audit, and regulatory standards, while collaborating with Business Coordinators to fund and manage real estate loans efficiently. Your team Within the Real Estate - Commercial Banking sector, you are part of a team of credit professionals and relationship managers, reporting to the Manager, Financing Solutions – Real Estate. Our team values collaboration, precision, and a commitment to client success. We offer flexible work arrangements, a supportive environment, and strong opportunities for professional growth. Basic requirements Diploma in Business Administration or a related field (specialization in Urban Land Economics or real estate appraisal courses is a strong asset). Minimum 2 years of experience in commercial or real estate lending. Proven skills in financial statement analysis, real estate valuations and commercial credit underwriting. Highly organized, driven, and eager to build a career in financial services. Strong computer and business modeling skills; experience with banking and loan origination systems is an asset.   Languages: English Skills Communication Diversity & Inclusion Driving Results Emotional Intelligence Teamwork Accountability Client-focused Empathy Initiative Learning Agility Resiliency Humility Your benefits In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.    * Health and wellness program, including many options * Flexible group insurance * Generous pension plan * Employee Share Ownership Plan * Employee and Family Assistance Program * Preferential banking services * Opportunities to get involved in community initiatives * Telemedicine service * Virtual sleep clinic    These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.    Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.   We're putting people first We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.   Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.     We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates What can you bring to our team?    Come live your ambitions with us