Risk Management Specialist

6 days ago


Toronto, Ontario, Canada OTT Financial Group Full time
Job Title: Manager, Merchant Risk

At OTT Financial Group, we're committed to fostering a culture of innovation and excellence in the payment solutions industry. We're currently seeking a highly skilled Manager, Merchant Risk to join our team and help drive business growth in Toronto.

Key Responsibilities:

  • Develop and implement a comprehensive risk management framework to cover the entire merchant lifecycle.
  • Collaborate with stakeholders from Compliance, IT, and Business teams to establish a robust merchant underwriting framework.
  • Own and manage merchant risk assessments, including fraud, credit, financial, compliance, regulatory, and reputational risk.
  • Ensure the organization remains compliant with all regulations and policies related to payments in Canada and the U.S., as well as those of card brands and program acquirers.

Requirements:

  • Minimum 5 years of experience in underwriting or risk and compliance within merchant acquisition, card issuance, or payment facilitation.
  • At least 3 years of experience as a Merchant Risk Underwriting Manager or Senior Underwriter.
  • Strong knowledge of merchant acquiring business, card issuance, card payment processing, and risk management.
  • Certifications in Anti-Money Laundering or Financial Crimes with ACAMS, ACFCS, or similar accredited organizations.

About OTT Financial Group:

We're a fully funded fintech company focused on delivering simplified financial payment products. Our strategic emphasis on acquiring and issuing businesses has led to the development of a mobile-first platform offering straightforward banking services, loyalty solutions, and innovative products. At OTT Financial Group, you'll find opportunities to learn and grow alongside a talented cohort of individuals from diverse backgrounds and industries.



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