CMHC Underwriting Expert

6 days ago


Canada Harbour Mortgage Full time

About the Position

We are looking for a seasoned CMHC Underwriting Expert to join our team at Harbour Mortgage Corp. In this critical role, you will be responsible for reviewing and approving complex CMHC-insured mortgage applications for multi-family properties (5+ units).

Key Responsibilities

  1. Conduct thorough analysis of loan applications to ensure compliance with CMHC multi-unit guidelines and regulatory requirements.
  2. Collaborate with the origination team and trusted broker sources to pre-qualify new CMHC loan opportunities.
  3. Prepare and submit comprehensive reports, including analysis, term sheets, commitment letters, and credit applications, to obtain CMHC approval.

Requirements

  • At least 5+ years of experience in CMHC-insured underwriting (multi-family ONLY), with a solid understanding of CMHC multi-unit guidelines and regulations.
  • Familiarity with the CMHC application platform is a significant asset.
  • Excellent written and analytical skills, with proficiency in Microsoft Excel and Word.
  • Strong organizational and time management skills, with ability to work effectively in a fast-paced environment and as part of a team.
  • Effective communication and interpersonal skills, with bilingual (French/English) being a valuable asset.


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