Mortgage Loan Review Specialist

4 weeks ago


Calgary, Alberta, Canada Neo Financial Full time
About the Role

We are seeking a highly skilled Mortgage Loan Review Specialist to join our team at Neo Financial. As a key member of our quality control team, you will be responsible for reviewing the quality of residential mortgage files prior to funding.

Your primary focus will be on ensuring that each file complies with our underwriting standards and guidelines, and that all documentation, rationale, and information provided is accurate and complete.

Key Responsibilities
  • Perform pre-funding reviews/audits of files and provide approval for funding or observations/findings to the Underwriters
  • Address and oversee the correction of any errors
  • Ensure turnaround times, service levels, and priorities are met for the timely funding of files
  • Provide collaborative feedback regarding interpretation of guidelines, policies, and procedures to the Underwriting team
  • Recommend best practices on Strategic Initiatives and Quality Control to improve internal processes and procedures
  • Assist the Senior Manager, Quality Control & Reporting in preparing reports for management
Requirements
  • 2+ years of residential underwriting and/or audit or Quality Control/Quality Assurance and/or Loan review experience in the Canadian residential mortgage industry
  • Ability to thrive in a constantly changing environment and perform well in a high volume, high intensity environment
  • Strong problem-solving skills and ability to proactively identify risks and recommend solutions
  • Strong team player with resourcefulness and a proactive self-starter, able to manage multiple priorities and concurrent deadlines
  • Clear understanding of Canadian Mortgage Lending regulations and Federally Regulated Mortgage Insurers (FRMI) requirements and guidelines
  • Strong communication skills, written and verbal
  • Proven ability to foster relationships and negotiate effectively with intermediaries
  • Ability to understand financial statements and assess financial viability
  • Self-driven and motivated, with ability to work both independently and in a team environment
  • Highly organized and exceptional attention to detail/accuracy
  • Post-secondary degree or diploma in a business-related field is an asset
About Neo Financial

At Neo Financial, we're building a more rewarding financial experience for all Canadians. We're a rapidly expanding tech startup that's making change happen at a rapid pace. We're looking for change-makers who love a challenge and want to be part of a team that's transforming financial services for the better.

We trust, respect, and show up for each other. That means truthful conversations, frequent feedback, and working with people who push you to be your best. We're evolving quickly as an organization, and we work together in person. The pace of progress isn't for everyone, but we're looking for people who love a challenge and want to make a difference.

We believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.



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