Credit Analyst

2 days ago

Montreal, Quebec, Canada Scotiabank Full time
Job Summary

We are seeking a highly skilled Credit Analyst to join our team at Scotiabank. As a key member of our corporate banking group, you will be responsible for providing day-to-day account management support, structuring and analyzing transactions, and assisting in the management of loan portfolios.

Key Responsibilities
  • Provide day-to-day account management support to clients, including quarterly and annual credit reviews, coordination with team members and Global Risk Management, and amendments to credit facilities.
  • Assist in the management of loan portfolios, including the assessment of credit requirements for existing and prospective clients, and the preparation of client marketing pitches and presentations.
  • Ensure credit files, agreements, and security documents are complete and up-to-date, and monitor and follow client compliance reporting requirements.
  • Develop recommendations for the appropriate course of action, and research credit and bank product requirements of existing and prospective clients.
  • Coordinate with various product groups within GBM, and expand industry and product knowledge by developing and maintaining relationships with clients, other lenders, legal counsel, and internal product specialists.
Requirements
  • In the process of completing a BComm/MBA/CFA designation.
  • Corporate banking or appropriate financial experience an asset.
  • Fluent in written and spoken French and English.
  • Self-motivated, results-focused, team player with strong learning ability and drive.
  • Strong sense of professionalism in all client interaction.
  • Excellent writing and verbal skills with concise rationale supporting recommendations and actions.
  • High attention to detail with a sense of urgency appropriate to the situation.
  • Strong time management skills and driven to achieve timelines and goals.
  • Promotes cooperation, teamwork, and professional internal relationships.
  • Financial modeling skills and accounting knowledge.
  • Strong organizational and computer skills, including the use of MS Office, Excel, Word, and PowerPoint.
Work Arrangement

This position is currently a hybrid role, with the expectation that you will work 4 days a week (minimum) in the office. Please note that this is subject to change based on the needs of the business.

At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are, and embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture.

Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.

Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English in addition to French because they will be required to work closely with other groups from head office who operate primarily in English, they will report to a manager from head office who is an English speaker, and/or they will serve an English-speaking clientele.

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