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Brand Credit Analyst

2 months ago


Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

{"h1": "Credit Analyst Job Description", "h2": "About the Role", "p": "We are seeking a skilled Credit Analyst to join our team at SGS Société Générale de Surveillance SA. As a Credit Analyst, you will be responsible for managing a portfolio of large US corporates and subsidiaries of non-US groups in diverse industries. Your primary focus will be on preparing comprehensive credit analyses, reviewing legal documentation, and ongoing portfolio monitoring under the supervision of a Senior Credit Analyst.", "h2": "Key Responsibilities", "ul": ["Preparing high-quality credit applications and annual reviews of corporate counterparties to assess their credit quality, recommending appropriate credit limits, terms, and conditions, including financial statements analysis (P&L, BS, and CF), a review of the client\u2019s strategy, business risk, industry dynamics, and competitive environment.", "Preparing financial projections and determining debt repayment capability, ensuring compliance with SGUS Credit Policies.", "Proposing and updating Obligor Risk Ratings.", "Monitoring compliance with covenants.", "Reviewing all relevant legal documentation (i.e., credit agreements, Guaranty, ISDA, CSA) and proposing changes as necessary to comply with SGUS policies.", "Liaising with other CPM teams in the US, Europe, and Asia, business lines, Bankers, legal & compliance, operations, and Risk department."]}