Mortgage Underwriter Associate
4 weeks ago
Role Overview:
The Associate Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence.
The role involves escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company.
Key Responsibilities:
- Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
- Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
- Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions
- Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable
- Escalates any documentation issues to the Underwriter for review and sign off
- Documents clear and complete notes within the mortgage underwriting system
- Responds to all inquiries within established turnaround times
- Adhere to policies/procedures to ensure AML requirements are met
Requirements:
- Strong aptitude for service excellence
- Ability to build and maintain positive relationships
- Strong communication skills—both written and verbal
- Ability to deal with conflict
- Completed post-secondary education or equivalent work experience required
- Previous experience within Financial Services sector preferred
- Previous experience within Mortgage industry an asset
About First National:
First National is Canada's largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988.
Over the past thirty years, we have been committed to hiring the best and brightest with over 1,000 proud team members.
Through cooperation, ongoing coaching, development opportunities and a culture that celebrates both hard work and teamwork, First National team members are supported to lead, learn and grow.
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