Risk Management Specialist
4 weeks ago
Role Overview
goeasy Ltd. is seeking a Risk Analyst to provide analytics expertise in support of easyfinancial, its consumer lending business. The successful candidate will assist the Senior Manager, Risk and Analytics, in developing, implementing, and managing the appropriate level of risk analysis, monitoring and controls to ensure sound and consistent credit risk management practices.
Key Responsibilities
- Data Mining and Analysis
- Conduct guided analytical dives to diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels.
- Assist Risk and Analytics leadership by supporting the development of risk models for origination, account management and collections.
- Perform analysis leading to credit strategy optimization, including customer risk segmentation development that improves the portfolio's risk-reward profile.
- Forecasting and Reporting
- Maintain a standard set of risk and performance reports to evaluate the overall credit risk of the portfolio.
- Monitor and maintain reports to identify delinquency and charge off trends at the vintage and segment levels.
- Conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge off levels.
Requirements
- Possess a strong knowledge of quantitative methodologies, risk models, and tools.
- Demonstrate strong technical knowledge of statistical analysis and modeling techniques.
- Hold a University Degree in Statistics, Mathematics, or a related discipline.
- Exhibit superior analytical skills, the ability to understand complex problems, detect trends, and analyze data to develop solutions.
What We Offer
- A Flexible Work Program that provides the ability to work three days onsite per week, between our Mississauga and downtown Toronto office.
- Financial Benefits, including RRSP match and Employee Share Purchase Plan programs.
- Health and Lifestyle benefits, including company-paid volunteer days and access to a private gym.
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