Risk Management Specialist

4 days ago


Old Toronto, Canada TD Bank Full time

The TD Bank is a global leader in the financial services sector. We are guided by our vision of being a better bank and our goal of enriching the lives of our clients, communities, and colleagues.

We are seeking an experienced Risk Management Specialist to join our Retail Risk Management team. In this role, you will play a critical part in developing and executing risk strategies and initiatives that achieve high levels of credit quality while supporting business growth and profitability targets.

As a Risk Management Specialist, you will be responsible for evaluating RESL credit policy reviews/requests, conducting research and analysis, providing effective challenge, and clearly articulating recommendations on credit policy decisions. You will work closely with business product partners to review policy concepts and consult on credit policy submissions in conjunction with business objectives and with consideration of TD/RESL's risk appetite.

You will collaborate/manage stakeholder relationships, ensure timely/transparency throughout the policy submission process, communicate policy changes, updates, and requests for additional information to business partners, assess new/emerging portfolio risks, recommend modifications to existing policies as required, assist with the deployment of retail credit policy, process, and procedural change for optimal efficiency and customer experience, track/manage compliance with policy renewals/approval conditions, ensure appropriate levels of sign-off prior to implementation of changes, and assist in regulatory (OSFI) reviews, consultations, and special requests, as well as related action items/remediation as required.

The successful candidate will work in a fast-paced and results-oriented environment and will be part of a learning culture where ongoing development is encouraged.

Key Requirements:



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