Mortgage Specialist Credit Reviewer

3 weeks ago

Vancouver, British Columbia, Canada Royal Bank of Canada> Full time

Job Summary

Job Description

What is the opportunity?
You will review and communicate complex credit decisions for Mortgage Specialist deals. You will provide expert analysis and recommendations to ensure adherence to risk policy and Bank guidelines. You will develop strong relationships with sales and service partners by providing coaching and guidance to ensure optimal client satisfaction.

Please Note: This is a hybrid opportunity for applicants within commuting distance to the Royal Bank of Canada location.

What will you do?

Effectively communicate and reinforce RBC Vision, organizational values, and strategic direction of Credit Adjudication
Provide leadership to achieve a superior client experience, profitable business growth, and productivity
Provide the right decision the first time
Demonstrate teamwork, including the four Essentials of Colleague Care with team and partners
Positively impact the sales force through quality coaching and valuable feedback
Ensure submissions include sound credit judgment and adherence to policy and procedures
Resolve escalated client issues or credit guideline/policy gaps
Identify innovation to improve the efficiency and effectiveness of the Centre

What do you need to succeed?
Must-have

Lending experience, including mortgage financing and/or Personal Credit
Solid knowledge and understanding of lending guidelines and policy
Ability to work independently
Able to work shifts within the business hours of 7am - 7pm Monday-Friday and 8am-4pm on Saturdays

Nice to have

Advice centre, branch, or adjudication experience

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program
Leaders who support your development
Ability to make a difference and lasting impact
Opportunity to take on progressively greater accountabilities
Option to work from home once Expert proficiency, productivity, and quality results are consistently achieved.

Job Skills

Credit Analytics, Credit Documentation, Financial Statement Analysis

Additional Job Details

Job Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Pay Type:

Salaried

Inclusion and Equal Opportunity Employment

At Royal Bank of Canada, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients, and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

Job Description Format

Job Title: Mortgage Specialist Credit Reviewer

Job Summary: Review and communicate complex credit decisions for Mortgage Specialist deals.

Key Responsibilities:

Provide expert analysis and recommendations to ensure adherence to risk policy and Bank guidelines
Develop strong relationships with sales and service partners by providing coaching and guidance to ensure optimal client satisfaction
Effectively communicate and reinforce RBC Vision, organizational values, and strategic direction of Credit Adjudication
Provide leadership to achieve a superior client experience, profitable business growth, and productivity

Requirements:

Lending experience, including mortgage financing and/or Personal Credit
Solid knowledge and understanding of lending guidelines and policy
Ability to work independently
Able to work shifts within the business hours of 7am - 7pm Monday-Friday and 8am-4pm on Saturdays