Lead Business Credit Analyst
3 weeks ago
Unlock a rewarding career in financial analysis with Scotiabank. As a Lead Business Credit Analyst, you will play a pivotal role in the profitable growth and quality of our Commercial Automotive portfolio.
About the RoleThis challenging position involves contributing to the success of the Senior Analyst, Credit Analysis & Support Team by performing credit administration tasks to the highest standard of quality. Key responsibilities include financial spreading and analysis, rating activities, monitoring of required conditions, maintaining complete monitoring systems, and other credit/or fulfillment activities.
Key Responsibilities:- Process and Analyze Customer Reporting items (interim and annual) by maintaining a complete monitoring system, updating necessary information, and completing accurate and timely financial statements.
- Perform trend analysis to monitor client account health and determine risk ratings, identifying overdue items, and following up with customers to minimize outstanding issues beyond 60 days.
- Support the Annual Review process by analyzing client files, preparing spreads of annual financial statements, and assisting with credit tasks.
- Sound credit skills, including writing deals, spreading financials, assessing risk, and drawing conclusions.
- Intermediate accounting and financial statement analysis.
- Solid problem-solving skills and solutions-oriented approach.
- Good written and verbal communication skills.
- Familiarity with commercial lending products and industry lines served by Scotiabank.
- Ability to use personal computer programs, such as Word and Excel, and relevant specialized software.
- An estimated salary range of $80,000 - $110,000 per year, based on location and experience.
- A comprehensive benefits package, including medical, dental, and vision coverage.
- Opportunities for professional development and advancement within the organization.
- A dynamic and inclusive work environment that values diversity and promotes a culture of excellence.
We are committed to creating an accessible and inclusive workplace. If you require accommodation during the recruitment and selection process, please let us know.
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Senior Business Credit Analyst
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