Credit Risk Analyst

1 month ago


Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time
About the Job

Societe Generale is seeking a skilled Credit Analyst to join our Global Banking and Advisory team. As a Credit Analyst, you will play a critical role in assessing the creditworthiness of corporate counterparties and recommending appropriate credit limits, terms, and conditions.

Key Responsibilities
  1. Prepare high-quality credit applications and annual reviews of corporate counterparties, analyzing financial statements, industry dynamics, and competitive environments.
  2. Develop financial projections and determine debt repayment capability, ensuring compliance with Societe Generale's credit policies.
  3. Propose and update Obligor Risk Ratings, monitoring compliance with covenants.
  4. Review relevant legal documentation and propose changes as necessary to comply with Societe Generale's policies.
  5. Liaise with cross-functional teams, including business lines, bankers, legal, compliance, operations, and risk departments.
Requirements
  1. 4+ years of experience as a credit analyst in a corporate and investment banking entity or related field.
  2. Bachelor's degree in a relevant field.
  3. Excellent financial analytical skills, with ability to assess credit terms and conditions.
  4. Strong understanding of commercial and investment banking products.
  5. Ability to work in a team, interacting with colleagues in various locations.
  6. Excellent writing skills, with ability to summarize financial transactions.
  7. Understanding of accounting, legal, and regulatory issues governing relevant sectors.
  8. Ability to investigate, research, and synthesize data to make informed conclusions.
Benefits
  • Competitive compensation and benefits package, including minimum 20 vacation days + 4 personal days.
  • Supportive maternity, paternity, parental, and adoption leave policy.
  • Health spending and personal spending accounts with 75+ eligible reimbursement categories.
About Societe Generale

Societe Generale is a leading international banking group, committed to innovation, responsibility, and diversity. We offer a dynamic and inclusive work environment, with opportunities for professional growth and development.


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