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Credit Approval Specialist

2 months ago

Toronto, Ontario, Canada CIBC Full time
About the Role

We're seeking a skilled Credit Approval Specialist to join our team in Toronto. As an Intermediate Credit Approval Specialist, you'll play a critical role in reviewing and processing residential mortgage and real estate secured and unsecured applications.

Key Responsibilities
  • Decision-Making: Negotiate, approve, decline, and recommend applications within established CIBC processes and guidelines.
  • Analytics: Gather, review, and assess information and documentation to support each credit application within CIBC risk parameters and insurers' guidelines.
  • Relationship Building: Handle correspondence and telephone inquiries from internal and external business partners.
  • Risk Assessment: Review, prepare, and make considered recommendations to Manager or senior underwriter for residential mortgage applications above authority limits.
  • Agility: Manage high work volumes to meet short time lines with a high level of quality and due diligence.
What We Offer

At CIBC, we value our people and offer a range of benefits, including a competitive salary, incentive pay, banking benefits, health benefits program, and employee share purchase plan. We're committed to creating an inclusive environment where all team members and clients feel like they belong.

We're looking for someone with strong attention to detail, excellent oral and written communication skills, and previous experience in dealing with mortgages, real estate secured and unsecured applications. If you're digitally savvy and enjoy investigating complex problems, we'd love to hear from you.