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Mississauga, Ontario, Canada Scotiabank Full time{"title": "Senior Credit Risk Analyst", "content": "Job SummaryAs a Senior Credit Risk Analyst at Scotiabank, you will play a critical role in analyzing credit submissions, financial disclosures, and pertinent documentation to ensure effective risk management within established tolerances.Key ResponsibilitiesAnalyze credit submissions, financial disclosures,...
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Commercial Banking Credit Analyst
2 months ago
We are seeking a highly skilled Credit Analyst to join our Commercial Banking team at Scotiabank. As a Credit Analyst, you will play a critical role in supporting our Client Relationship Managers in servicing our clients and driving business growth.
Key Responsibilities- Deal Structuring & Credit Adjudication: Prepare credit presentations, assist with diligence and other requirements necessary to obtain approvals, and ensure client files are complete and appropriately documented.
- Fulfilment & Funding: Coordinate efforts with clients and internal partners to ensure loan fundings are fulfilled as per customer expectations, and assist with completion of conditions precedent.
- Portfolio Monitoring: Provide general support in the annual review process and other credit-related situations needed to maintain portfolio quality, contact clients for financial reporting, and review results.
- Servicing: Support leadership team Associate Group Lead and Group Lead as required, work closely with Client Service Specialist and/or Senior Relationship Manager with partners such as Business Service Center, Enhanced Due Diligence Unit, CRA, and Global Banking and Markets.
- College/University degree or equivalent work experience.
- Commitment to participate in other training requirements as determined by the Bank from time to time.
- Strong commitment to excellent client service and ability to work with clients to resolve issues in an amicable and prompt manner.
- Strong organizational skills to co-ordinate and prioritize a number of concurrent requests from different Relationship Managers.
- Strong interpersonal skills to obtain agreements within Commercial Banking and partners.
- Strong written and verbal skills with proven ability to engage stakeholders and clients.
- Strong knowledge of Onboarding, Know Your Customer, Anti Money Laundering processes.
- Working knowledge of Financial Statements and credit analysis.
- Working knowledge of credit structures and applicable risk management.
- Good knowledge of fulfilment processes and roles of partners.
- Good knowledge of Commercial Banking partners and their involvement in servicing clients.
- Thorough knowledge of the applicable software and technology platforms for Commercial (e.g., Sales Force, Intralink, Teams).
- Working knowledge of the features and benefits of Commercial products and services.
- Working knowledge of Microsoft Office applications.
- A high degree of flexibility to adapt to a wide variety of tasks.
- Strong commitment to accuracy, customer focus, and results focus.
Work in a standard office-based environment; non-standard hours are a common occurrence. No travel.