Loan Officer

3 days ago


Toronto, Ontario, Canada 第一銀行 FirstBank Full time

Job Title: Loan or Credit Officer (Bilingual English & Mandarin)


Location: First Commercial Bank, Toronto Branch


Job Summary:

We are seeking a highly skilled and experienced Loan or Credit Officer to join our team at First Commercial Bank, Toronto Branch. As a key member of our team, you will be responsible for evaluating loan applications, performing financial analysis, and ensuring compliance with bank regulations.


Key Responsibilities:

  • Evaluate loan applications and documentation to ensure compliance with bank regulations and credit policies.
  • Conduct financial analysis and risk assessment to determine creditworthiness of loan applicants.
  • Communicate with loan applicants to obtain additional information or documentation as needed.
  • Prepare and submit loan applications to the Head Office for review and approval.
  • Review and update loan credit reports and files regularly to ensure accuracy and completeness.
  • Ensure compliance with all approved terms and conditions of loan agreements.
  • Maintain client relationships and monitor business performance and collateral status.
  • Ensure Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements are met for loan clients.
  • Assist with loan disbursement and review matters as needed.
  • Collaborate with other departments within the bank to ensure seamless loan processing.


Requirements:

  • Bachelor's degree or above in Business, Accounting, or related field.
  • Over 1 year of banking experience, preferably in credit or loan underwriting.
  • Advanced knowledge of Microsoft Excel and Word, with strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills, with ability to work independently and as part of a team.
  • Strong command of spoken and written English and Mandarin, with ability to communicate effectively with clients and colleagues.


Notes:

  • Only Canadian citizens and permanent residents will be considered for this position.
  • First Commercial Bank Toronto Branch is a Schedule III Foreign Bank in Canada, with Head Office in Taiwan.


Please submit both English and Mandarin resumes and cover letters, with outlines of degree, work experience, and salary expectation to i909tor@gmail.com

Please reference "Loan or Credit Officer (Bilingual English & Mandarin)" in the subject line.


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