Analyst, Loan Specialist

1 week ago


Toronto, Canada Sumitomo Mitsui Banking Corporation Full time

**Role Description**:
**Role Objectives: Delivery**:
**Responsibilities**:
Contact clients to obtain loan rollover / repayment / drawdown requests and negotiate loan pricing and other terms.
Responds to customer inquiries and report complaints to supervisor/management/account officer
Sends transaction confirmation/market information to customers.
Prepares daily client loan balance reports from established records to update individual customer credit lines.
Ensures that complete and current customer documentation is maintained on file, reporting any discrepancies to supervisor/account officer or Management.
Provides other administrative assistance, e.g. drafts correspondence, reports customer complaints to Associate and VP. as may be assigned.
Input deal, facility, and daily loan deals into Loan IQ.
Input and set up or update FX and interbank facilities in FOX and OBS;
Update customer’s accounts by preparing and passing entries to Loan IQ or Profile.
Understand and verify all loan documentation and briefs, ensuring that terms and conditions contained in the documents comply with the approved credit facility prior to the disbursement of funds and during the life of the loan.
Filing for Japanese clients and non-Japanese clients and Compliance documents
KYC/Compliance check for non-Japanese new clients and updating KYC/Compliance for existing Non-Japanese customers and new facilities
Filing and maintenance of Security Documents in the vault
Prepare and issue Letters of Credit and invoices for Bilateral Credit Facilities
Ensures to be in full compliance with all of the Bank’s policies and procedures, including Anti-Money Laundering policies, and the requirements of the relevant regulatory bodies as communicated by SMBCC’s Compliance Department.

**Qualifications and Skills**:
Interpersonal/Communications:
Internal:
Most Bank departments to exchange information, especially Business Promotion, Treasury Dept., Operations Dept. Account Administration Department

External:
Customers to provide financial services.

Responsibility for Supervision: No direct supervision.

Decision Making Responsibility: None

JOB SPECIFICATIONS:
Knowledge: Undergraduate degree (preferably in mathematics or statistics)

Experience: 3-5 years previous related corporate banking experience preferably interfacing with Corporate clients, including SBLC and/or trade financing products and working in a high pressure, deadline driven work environment

Skill: Good interpersonal, strong organizational and communication skills. Ability to multi-task & work in a fast
- paced environment.

Computer Applications:Loan IQ, FOX, OBS, Profile, Microsoft Office including Word and Excel

Working Environment:
Equipment Operation: 70 % Computer, 10 % calculator/fax/copier, 20% telephone.
Time pressure/deadlines:Considerable

Stress of multiple demands: Considerable

Attention to details:Extreme

Environment: Open office/Hybrid Work Model

**About SMBC**:
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC Rail Services LLC, Manufacturers Bank, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

SMBC is an EO employer - M/F/Veteran/Disability



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