Souscripteur Principal

Nous sommes Northbridge Assurance. Nous sommes fiers de travailler avec les réseaux de courtage d’assurance des entreprises qui inspirent la plus grande confiance au pays. Nous sommes reconnus comme étant l’un des plus importants fournisseurs d’assurance des entreprises au Canada. Nos employés sont engagés à comprendre les besoins de nos clients et à élaborer des solutions créatives pour aider les entreprises canadiennes à connaître un avenir meilleur et plus sécuritaire. Nous sommes une entreprise formée de personnes passionnées qui placent les gens au cœur de leurs préoccupations. Souhaitez-vous vous joindre à une équipe qui croit en l’importance de travailler fort, et d’avoir du plaisir au travail, tout en améliorant les choses? Ne cherchez pas plus loin que Northbridge.

**KEY ACCOUNTABILITIES**:
**_ Underwriting:_**
- Execute the renewal rate and exposure, retention, and rate adequacy guidelines.
- Responsible for the successful evaluation, documentation, selection, negotiation, and pricing for assigned policies in order to ensure a profitable book of business within established underwriting authority
- Refer and redirect requests for pricing decision and risk selection for risks beyond personal authority, along with recommendations.
- Ensure endorsements, renewals, reissues, and cancellations are reviewed and analyzed in accordance with standards and guidelines.
- Analyze new business for risk profitability by assessing exposures and hazards as determined by review of underwriting data and referring as required.
- Monitor trends and developments identifying areas of concern regarding loss ratios, risk trends, or other discrepancies.
- Assist in the price monitoring, risk selection and data quality performance reviews.
- Identifies, investigates, and develops new business/expansion opportunities for assigned segment.
- Evaluates, selects and establishes/negotiates proper rate and ITV levels for risks in order to ensure a profitable book of business within established underwriting guidelines.
- Develop and maintain a knowledge and understanding of company operations and procedures.

**_ Sales/Negotiations:_**
- Develop and maintain a professional relationship with brokers and/or customers to enhance understanding of the target market and to contribute to quality service, problem solving, and risk selection.
- Collaborate with brokers and customers to assist in business retention and customer satisfaction through regular interactions, including in person interactions.
- Investigate customers’ risk factors relative to corporate pricing approach to gain support, agreement and enhance relationships.
- Participate in the communication and education of brokers concerning the corporate underwriting philosophy, policies, and procedures as required.
- Maintain knowledge of industry trends, developments, and regulatory changes
- Provide clarification of coverage, wordings, and claims history.
- Forge new business relationships and solicit new business opportunities.

**_ Coaching/Mentoring:_**
- Mentor and train less experienced underwriters.
- Provide service staff with clear instructions and explanations for data entry to ensure accuracy and service standards are maintained.
- Support the completion of peer file reviews and audits.
- Act as a resource on risks outside of the authority level for less experienced Underwriters, and authorize risks within own established authority levels.
- Provide training, development, and technical guidance to colleagues regarding products, systems, and processes as required.

**_ Other:_**
- Work collaboratively on special projects and assignments when required.
- Other duties as assigned.

**QUALIFICATIONS**:

- Post-secondary school education and/or equivalent on the job experience.
- Completion of the CIP and/or FCIP designation.
- Minimum 5 years experience in the property and casualty industry
- Working knowledge of company underwriting philosophy, policy contracts, rating programs, risk information sources, underwriting/technical manual information, statuary constraints, and computer workflow procedures.
- Fluently bilingual (English / French) is a definite asset (a requirement in Quebec Region).
- Sound knowledge and understanding of underwriting discipline and pricing models.

**WORKING CONDITIONS**:

- Indoors in normal office environment with little exposure to excessive noise, dust, fumes, vibrations, and temperature.
- Frequent computer use at workstation.
- Infrequent travel to visit clients, brokers, industry events and attend off-site training workshops.
- Customer visits may require suitable clothing for heavy weather and dirty or oily environments.

LI-NW1 #LI-hybrid

À la Financière Northbridge, nous avons à cœur de créer un milieu de travail inclusif où nous célébrons les employés et les accueillons comme ils sont. Peu importe qui vous êtes ou ce qui vous rend unique, nous vous accueillons à bras ouverts. Veuillez simp