Associate, Commercial Real Estate

2 months ago

Vancouver, Canada HSBC Full time

Opening up a world of opportunity.

We're a financial services organization serving more than 40 million customers across the globe through our Wealth & Personal Banking, Commercial Banking and Global Banking & Markets businesses.

We’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of new opportunities for our customers, our people and our communities.

Commercial Banking

Our global reach and expertise help domestic and international businesses around the world unlock their potential. Our customers range from small and medium-sized firms focused primarily on their domestic markets, through to large companies operating globally. Our services include working capital, term loans, payment services and international trade facilitation.

About the role

This position analyses Commercial Real Estate (CRE) lending opportunities submitted by origination teams. Prepares independent cash flow and reviews underwriting value estimates focusing on large, complex transactions, including construction, term and syndicated loans. Completes detailed annual financial analysis of Commercial Real Estate credits, considering cash flows and other trends. The role holder will also be required to conduct and assist with annual reviews of credit across the Commercial Real Estate (CRE) teams

The position has two main responsibilities:
Portfolio Management - preparation of annual credit reviews, collate and analyze complex financial data and non-financial data on portfolio of existing clients >$150mm. Supporting (Senior) Corporate Banking Managers in his/her day to day management of the portfolio

Underwriting - preparation of independent cash flow and underwriting value estimates focusing on large complex transactions, including construction loans and syndications for top tier national and international clients. Will adhere to Group values, follow business strategy, operational policies, regulatory requirements, and risk management practices.

**Responsibilities**:

- Ensure timely and complete presentation of cash flow models and value estimates to support the credit decision process and determine whether there will be sufficient cash flow to repay the loan.
- Develop and maintain knowledge of sales, rentals, general and area-specific market conditions on a local as well as national basis and identify and subscribe to reliable information sources to support underwriting and review activities.
- Comply with all applicable internal controls,
- Identify and mitigate risks or potential risks to HSBC, including but not limited to credit, fraud, operational, and reputational risk
- Develop and maintain a ready and available source of sales and market data on a local and national basis to support underwriting assumptions and activities.
- Complete timely, accurate and in-depth annual reviews to ensure assigned Commercial Real Estate credits of a more complex and critical nature, maintain their high quality, considering cash flow and other trends. Identify existing or potential impairments to new operating income of portfolio properties; determine their potential impacts and inform senior management of significant negative findings.
- Provide the basis on which loan to value and debt coverage ratio expectations are calculated to ensure compliance with established policies and guidelines.
- Promote an environment that supports diversity and reflects the HSBC brand.
- Complete, timely, and in-depth evaluations or reviews of financial and operating risks for all credits as assigned
- Ensure credit and operational quality is not compromised in the pursuit of income
- Risk controls to be in accordance with Group standards.
- Demonstrate adherence to internal controls.
- Ensure that all employees are aware of and effectively identify and manage applicable money laundering (ML), terrorist financing (TF), sanctions and reputational risks.

Requirements
- 2-5 years proven and progressive commercial real estate and multi-family underwriting experience in major national markets or equivalent. Bachelors degree in Business, Real Estate, Finance, related field or equivalent experience(Preferred, but not Essential)
- Current knowledge of the local and national real estate industry.
- Strong communications, analytical, planning, organizational, financial, credit analysis and decision-making skills.
- Strong understanding of all commercial banking products & services, credit assessment processes, approvals, etc
- Strong working knowledge of complex transactions and credit structures, including term and construction transactions
- Excellent level of business acumen and commercial awareness, including economic, cultural, procedural and regulatory issues
- Excellent range of communication skills, including written, verbal, and the ability to deliver compelling presentations

HSBC Proud

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providi

  • Commercial Real Estate Broker

    1 month ago

    Vancouver, Canada William Wright Commercial Real Estate Services Full time

    William Wright Commercial Real Estate Services is a dynamic, energetic, and enthusiastic approach to commercial real estate marketing. A new age look at connecting our clients to their goals within the commercial markets and helping them build their business one transaction at a time. Since 2013 we have been representing landlords, tenants, vendors and...

  • Commercial Real Estate Associate

    3 weeks ago

    Vancouver, Canada ZSA Legal Recruitment Full time

    1 – 2 Years | Vancouver We are working with one of the top Commercial Real Estate teams in Vancouver, now looking for a junior associate with strong experience commercial real estate to join their firm. You’ll have mentorship from some of the best real estate lawyers in the city, the opportunity to work with top clients in the field, all within a firm...

  • Commercial Real Estate Associate

    3 weeks ago

    Vancouver, Canada ZSA Legal Recruitment Full time

    1 – 2 Years | Vancouver We are working with one of the top Commercial Real Estate teams in Vancouver, now looking for a junior associate with strong experience commercial real estate to join their firm. You’ll have mentorship from some of the best real estate lawyers in the city, the opportunity to work with top clients in the field, all within a firm...

  • Commercial Real Estate Associate

    3 weeks ago

    Vancouver, Canada ZSA Legal Recruitment Full time

    1 – 2 Years | Vancouver We are working with one of the top Commercial Real Estate teams in Vancouver, now looking for a junior associate with strong experience commercial real estate to join their firm. You’ll have mentorship from some of the best real estate lawyers in the city, the opportunity to work with top clients in the field, all within a firm...

  • Commercial Real Estate Associate

    3 weeks ago

    Vancouver, BC, Canada ZSA Legal Recruitment Full time

    1 – 2 Years | Vancouver We are working with one of the top Commercial Real Estate teams in Vancouver, now looking for a junior associate with strong experience commercial real estate to join their firm. You’ll have mentorship from some of the best real estate lawyers in the city, the opportunity to work with top clients in the field, all within a firm...

  • Associate

    2 months ago

    Vancouver, Canada Strategic Real Estate Full time

    Strategic Real Estate Ltd. is a fully licensed boutique commercial real estate brokerage providing real estate solutions to clients for over 20 years. We believe in building long term client relationships through delivering intelligent, honest, professional, individualized service in the real estate industry. **Associate Responsibilities**: - Work in a...

  • Commercial Real Estate Agent

    6 days ago

    West Vancouver, Canada CRE Investment & Development Team | Royal LePage Commercial Full time

    **Commercial Real Estate - Sales Representative/Broker** The CRE Investment & Development Team of Royal LePage Commercial(Royal LePage Sussex) is expanding, and we are seeking a driven, entrepreneurial, and capable sales professional to join our commercial real estate investment sales team. - Retail Property Sales and Leasing Specialist - Land Development...

  • Commercial Real Estate Agent

    1 month ago

    West Vancouver, Canada CRE Investment & Development Team | Royal LePage Commercial Full time

    **Commercial Real Estate - Sales Representative/Broker** The CRE Investment & Development Team of Royal LePage Commercial(Royal LePage Sussex) is expanding, and we are seeking a driven, entrepreneurial, and capable sales professional to join our commercial real estate investment sales team. - Retail Property Sales and Leasing Specialist - Land Development...

  • Real Estate Professional

    1 month ago

    Vancouver, Canada Archibald Real Estate Group Full time

    **Archibald Real Estate Group - RE/MAX Crest Realty** Are you a highly motivated Real Estate Professional looking to take on more clients and join a team with systems, support and leads to help you grow your business? We are a top producing real estate team with RE/MAX, ranked in the top 1% of agents in Vancouver, and we are looking for passionate and...

  • Real Estate Professional

    1 month ago

    Vancouver, Canada Archibald Real Estate Group Full time

    **Archibald Real Estate Group - RE/MAX Crest Realty** Are you a highly motivated Real Estate Professional looking to take on more clients and join a team with systems, support and leads to help you grow your business? We are a top producing real estate team with RE/MAX, ranked in the top 1% of agents in Vancouver, and we are looking for passionate and...

  • Real Estate Agent

    1 month ago

    Vancouver, Canada Archibald Real Estate Group Full time

    Are you a highly motivated Real Estate Professional looking to take on more clients and join a team with systems, support, and leads to help you grow your business? We are a top-producing real estate team with RE/MAX, ranked in the top 1% of agents in Vancouver, and we are looking for a passionate and dynamic agent to join our team! We believe that working...

  • Real Estate Agent

    2 weeks ago

    Vancouver, Canada JP Real Estate Full time

    **Are you a driven and ambitious Licensed Agent ready to elevate your real estate career? We are seeking dynamic professionals to join our unique collaborative network. This is your chance to maintain your personal brand while leveraging the collective strength of motivated, like-minded agents.** **What We Offer**: - ** Brand Autonomy**: Continue to grow...

  • Sales Coordinator Commercial Real Estate

    2 weeks ago

    Vancouver, Canada NAI Commercial Full time

    On the Apartmentblocks team, our sales coordinator is someone that will be communicating with the team, clients and developers to insure information is streamlined and operations run smoothly. This role will be responsible for sharing new opportunities with clients, ensuring all new listings are properly documented, brainstorming new marketing initiatives,...

  • Real Estate Assistant

    6 hours ago

    Vancouver, Canada Real Estate Mortgage Brokerage Full time

    Overview: **Responsibilities**: - Assist real estate agents in managing administrative tasks and daily operations - Communicate with clients, vendors, and other stakeholders to ensure smooth transactions - Coordinate property showings and open houses - Prepare and distribute marketing materials for listings - Conduct market research and analysis to support...

  • Real Estate Professional

    1 month ago

    Vancouver, Canada Archibald Real Estate Group Full time

    Are you a highly motivated Real Estate Professional looking to take on more clients and join a team with systems, support, and leads to help you grow your business? We are a top-producing real estate team with RE/MAX, ranked in the top 1% of agents in Vancouver, and we are looking for a passionate and dynamic agent to join our team! We believe that working...

  • Real Estate Associate

    3 weeks ago

    Vancouver, Canada Lawson Lundell Full time

    Real Estate Associate, 3 - 5 year call Vancouver, BC Lawson Lundell LLP is a leading full-service business law firm with offices in Yellowknife, Vancouver, Kelowna and Calgary, known for its practical and strategic approach to legal and business problems. Our firm and lawyers have received national and international recognition in numerous legal...

  • Real Estate Agent

    3 days ago

    Vancouver, Canada Sal Toosi Real Estate Full time

    Education: Secondary (high) school graduation certificate - Experience: Experience an asset **Work setting**: - Branch office - On-site customer service **Tasks**: - Solicit property sales listings from prospective vendors - Establish asking price - Conduct open houses for prospective buyers - Assist prospective buyers in selecting, visiting and inspecting...

  • Real Estate Agent

    3 weeks ago

    Vancouver, Canada JP Real Estate Full time

    Are you a driven and ambitious Licensed Agent ready to elevate your real estate career? We are seeking dynamic professionals to join our unique collaborative network. This is your chance to maintain your personal brand while leveraging the collective strength of motivated, like-minded agents.What We Offer:Brand Autonomy: Continue to grow and market your own...

  • Real Estate Office Administrator

    1 week ago

    Vancouver, Canada CoCalibrate Real Estate Solutions Full time

    So you love real estate, and you love organizing. You thrive at being the hub of a bustling office, surrounded by dynamic top producers, while keeping things moving and inviting, with genuine warmth and excellent customer service.You’re a tech-savvy person who stays on top of things by utilizing programs like Word docs and spreadsheets. You know the value...

  • Real Estate Office Administrator

    2 weeks ago

    Vancouver, Canada CoCalibrate Real Estate Solutions Full time

    So you love real estate, and you love organizing. You thrive at being the hub of a bustling office, surrounded by dynamic top producers, while keeping things moving and inviting, with genuine warmth and excellent customer service.You’re a tech-savvy person who stays on top of things by utilizing programs like Word docs and spreadsheets. You know the value...