Actuarial Analyst I

2 weeks ago

Montréal, Canada TD Bank Full time

**TD Description**

Stay current and competitive. Carve out a career for yourself. Grow with us.

**Department Overview**

**Department Overview**
It takes an astute combination of analytical skills, business knowledge and an understanding of human behavior to navigate today's complex risk factors in business - and banking. This is the special expertise of the Actuary professional community at TD.

Actuary roles help us strategically plan our future business success and increasingly, to fulfil specialized functions in areas such as pricing, underwriting, insurance, reinsurance and of course, risk management. We value and customers benefit from the tremendous actuarial talent at the Bank and craft these roles with opportunities for personal and professional growth.

Preparation of Budget and Forecasts
- The responsibility is to provide an estimate of future expected loss ratios for a five-year time horizon using appropriate assumptions and methods. The expected loss ratio is the main component of the Budget/Forecasts and requires a very good understanding of the business, including future changes in terms of product offer and product changes. Expected claims costs must be projected and if not done properly, profit or growth objectives will significantly be impacted. The projection includes an estimate future reserve variations which are used to project investment returns, a projection of future fiscal year claims expenses and is used as the main input to the Financial Condition Testing (FCT).

Reporting
- The responsibility relates to building meaningful reports on actual vs planned premium projections, claims experience on a frequency and severity basis, and monthly financial results that provide insightful information to management that will allow for appropriate decision making.

Governance/Miscellaneous
- Implement risk mitigation, risk controls as well as processes, policies and procedures for the team and support the other Corporate Actuarial teams during peak time.

**Job Requirements**

**What can you bring to TD? **Tell us about your most relevant experience, credentials and knowledge for this role, as well as these essential requirements and desired attributes:Professional Requirements:

- Bachelor's degree in Actuarial science or other quantitative area of study
- Working towards obtaining Associateship with the Casualty Actuarial Society, Canadian Institute of Actuaries or equivalent

Analytical/technical skills
- Stands out for his/her/their judgment and analytical mind
- Has strong problem-solving skills
- Recognized for his/her/their thoroughness and the quality of his/her/their work
- Has work experience with MS Excel. Programming skills in VBA or R is an asset.

Soft Skills:

- Ability to work effectively during periods of stress
- Ability to collaborate and build positive relationships with business partners
- Ability to communicate well verbally and in writing. Bilingualism (English and French) is an asset for this role.

**Inclusiveness**

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

**Job Family**
- Actuarial Sciences

**Job Category - Primary**
- Insurance

**Job Category(s)**
- Insurance

**Hours**
- 35

**Business Line**
- TD Insurance

**Time Type**
- Full Time

**Employment Type**
- Regular

**Country**
- Canada

**Province/State (Primary)**
- Quebec

**City (Primary)**
- Montreal

**Work Location**
- 50 Boulevard Cremazie West, TD Centre - TD Tower - 66 Wellington Street West Insurance

**Flexible Work Options**
- N/A

**ProvState 2**
- Ontario

**City(s) 2**
- Toronto

**Job Expires**
- 28-Mar-2023

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