Manager, Personal Lines Underwriting

6 months ago

Waterloo, Canada Heartland Farm Mutual Inc. Full time

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.

What does a Personal Lines Underwriting Manager do?
As Manager of Personal Lines Underwriting you will take on a leadership role by providing support, guidance, and mentoring to team members while helping develop and execute business unit priorities. The Personal Lines Manager ensures the department is operating at maximum efficiency, productivity, and profitability to achieve corporate goals, objectives and service levels. The Personal Lines Manager has remarkable communication skills and is excellent at establishing and maintaining relationships with key partners.

Underwriting Portfolio Management
- Lead and manage assigned portfolio on an ongoing basis, to support the achievement of Heartland financial goals in accordance with the operational plan.
- Work within defined limits of authority, consistently provide high quality underwriting decisions that support the achievement of Heartland financial targets in accordance with the operational plan.
- Develop and maintain an underwriting infrastructure that consistently delivers results in accordance with the operational plan.
- Develop and maintain a high-performance underwriting culture based on decision-making initiatives and accountability.
- Ensure corporate reinsurance requirements are met.
- Improve efficiencies through continual re-evaluation and improvement of workflows and best practices.
- Enable team members to achieve consistent and quality underwriting decisions while minimizing errors.
- Continually re-evaluate underwriter authority levels and broker binding authority to ensure decision-making is made at the frontlines.
- Complete regular analysis of new business and cancellation logs to monitor trends and flow of the portfolio. Prepare reports for the VP and develop action plans as needed.
- Coordinate and provide direction as needed for all broker/agent rehabilitations.
- Develop and continually re-evaluate underwriting guidelines to align with Heartland’s financial goals.
- Handle complex underwriting referrals.
- Provide market intelligence and conduct research into current trends and emerging issues.
- Provide ongoing underwriting guidance to support and reinforce Heartland’s core underwriting appetite.
- Delegate and monitor underwriting authority appropriately within department to ensure that decision making is effectively applied.
- Coordinate and provide training and development initiatives to consistently enhance the quality of decision making.

Product and Pricing Management
- Participate in product & pricing development initiatives to keep Heartland competitive in the Canadian P&C marketplace while in accordance with the corporate strategic plan.
- Develop and continually re-evaluate underwriting appetite for specific line of business with VP and CEO, and brokers/agents.
- Develop and continually re-evaluate Heartland’s “target market” for specific line of business to align with Heartland’s financial goals.
- Ensure that Heartland market strategies are well understood by front-line underwriting staff and that those strategies are effectively implemented on a day-to-day basis.
- Use underwriting knowledge to make recommendations for rate structure/pricing changes and underwriting or claims improvement

Other Responsibilities
- Support the VP and senior leadership team on special projects, requiring advanced technical skills and knowledge as needed.
- Collaborate with the leadership team on the development and prioritization of strategic initiatives.
- Maintain working knowledge of all information systems/programs with underwriting and analyze/recommend improvements to work processes and procedures.
- Act as the lead person on all special projects and initiatives as may be required.
- Support new technology initiatives.
- Responsible for performance management including new hires, promotions and disciplinary actions up to and including terminations.
- Fully understands the common terms, conditions and exclusions of policy coverage’s and can recognize gaps in coverage, or exposure to loss
- Understands the political, legal and social influences on underwriting own product line, and ensures compliance with established principles.

What you will bring
- 10+ years of underwriting experience
- Post-secondary education, CIP designation is an asset
- Exemplary analytical skills and can make informed decisions.
- Ability to influence decisions and negotiate strategically.
- Enthusiasm for learning who thrives within a team or independently.
- Effective communication and interpersonal skills, both written and verbal.
- Proven decis

  • Manager, Personal Lines Underwriting

    6 months ago

    Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...

  • Underwriter

    7 months ago

    Waterloo, Canada Ontario Teachers Insurance Plan (OTIP) Full time

    Company Description OTIP (Ontario Teachers Insurance Plan) is a member-focused, service-driven organization. We are committed to putting our people first by fostering a positive and inclusive work environment, providing a competitive total compensation package and investing in career development. Our team is currently looking for a: **Underwriter** **Job...

  • Personal Lines Underwriter Ii

    7 months ago

    Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...

  • Personal Lines Underwriter Ii

    4 months ago

    Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...

  • Manager, Corporate Underwriting

    7 months ago

    Waterloo, Canada Definity Financial Corporation Full time

    Job ID : 6832 Category : Personal Insurance Brand : Definity Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : Waterloo, Canada Definity includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. With strong roots that...

  • Manager Underwriting

    7 months ago

    Waterloo, Canada Manulife Full time

    We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and...

  • Personal Lines Underwriter I

    3 months ago

    Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...

  • Manager Underwriting

    4 months ago

    Waterloo, Canada Manulife Full time

    locations- Waterloo, siège social de la Division canadienne (500 King)- CAN, Quebec, Montreal, 900 Boulevard de Maisonneuve Ouest- Toronto, siège social mondial (200 Bloor)- Halifax, succursale (2727 Joseph Howe Dr)- time type- Temps plein- posted on- Publié aujourd'hui- job requisition id- JR24050369- Nous sommes un fournisseur de services financiers qui...

  • Underwriter

    7 months ago

    Waterloo, Canada TSW Full time

    **We offer more than a job, we offer a career!** - We support our employees to shape their career by encouraging continuing education and investing in training and development. - We put our employees at the center of what we do to allow them to grow personally and professionally, with projects and challenges that are motivating and rewarding. - We inspire...

  • Senior Regional Property Underwriter, Commercial Lines

    1 month ago

    Waterloo, Canada Definity Financial Corporation Full time

    Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada’s leading and most innovative property and casualty insurers. p>We offer a flexible, hybrid work...

  • Personal Lines Underwriter I

    4 months ago

    Waterloo, Canada Heartland Farm Mutual Inc. Full time

    What you will do... - Learn the technical aspects of insurance: assessing and evaluating risk to make empowered decisions; - Recognizes limitations in knowledge of risks and seeks assistance as required; - Understands and can explain the basic terms, conditions and exclusions for the policy coverage provided in own specific areas of expertise; - Seeks full...

  • Manager - Group Underwriting

    4 months ago

    Waterloo, Canada Sun Life Full time

    You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll...

  • Manager, Group Underwriting

    2 months ago

    Waterloo, Canada Sun Life Full time

    You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll...

  • Insurance Underwriting Professional

    3 weeks ago

    Waterloo, Ontario, Canada Definity Financial Corporation Full time

    About Definity Financial CorporationEconomical is part of Definity, a leading insurance group in Canada. Our goal is to provide innovative property and casualty solutions to our customers.We are committed to delivering flexible work arrangements that cater to different needs.The role of a Senior Regional Property Underwriter, Commercial Lines requires...

  • Underwriting Manager

    7 months ago

    Waterloo, Canada Manulife Full time

    We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and...

  • Underwriter, Small Business

    3 months ago

    Waterloo, Canada Definity Financial Corporation Full time

    Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada’s leading and most innovative property and casualty insurers. We can’t do that without our people, so...

  • Manager, Underwriting

    6 months ago

    Waterloo, Canada Equitable Life of Canada Full time

    Manager, Underwriting Waterloo, ON, Canada Req #2315 Wednesday, June 26, 2024 At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success...

  • Commercial Auto Underwriter Ii

    7 months ago

    Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...

  • Commercial Lines Risk Manager, Definity Financial Corporation

    3 weeks ago

    Waterloo, Ontario, Canada Definity Financial Corporation Full time

    About Definity Financial Corporation">Definity Financial Corporation is part of Economical, a leading Canadian insurer. We're committed to innovation and excellence in property and casualty insurance.">Salary Range: $120,000 - $180,000 Per Year">We offer a competitive salary range for our Commercial Lines Risk Manager position, based on location, experience,...

  • Underwriting Manager

    1 week ago

    Waterloo, Canada Manulife Full time

    Manulife’s insurance business is a dynamic and industry leading area that includes a world-class underwriting organization. The Underwriting team is expanding! We are looking for a high energy, passionate, customer obsessed and creative individual to join our leadership team to help manage day to day business operations and drive performance through...