Personal Lines Underwriter I

2 months ago


Waterloo, Canada Heartland Farm Mutual Inc. Full time

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.
What you will do...
- Learn the technical aspects of insurance: assessing and evaluating risk to make empowered decisions;
- Recognizes limitations in knowledge of risks and seeks assistance as required;
- Understands and can explain the basic terms, conditions and exclusions for the policy coverage provided in own specific areas of expertise;
- Seeks full understanding of risks, and where facts may be missing, uses additional underwriting tools, apps, reports, inspections to gain increased knowledge of risk
- Participate in, or provide training and development initiatives to constantly enhance the quality of decision making;
- Underwrite and negotiate low complexity renewals and policy endorsements.
- Gathering background information on potential customers from information provided in proposal forms for insurance;
- Analyzing all relevant data using appropriate software to determine whether the level of risk is acceptable;
- Preparing the terms and conditions of insurance policies.

What you will bring...
- 1 to 3 years of experience in the insurance industry
- Post-secondary education, working towards CIP designation
- You have exemplary analytical skills and can make informed decisions.
- You are a skilled communicator who can adapt your approach to your audience.
- You can influence decisions and negotiate strategically.
- You are an enthusiastic learner who thrives within a team or independently.
- Effective communication and interpersonal skills, both written and verbal.
- You have proven decision-making and analytical skills, including the ability to determine how to grow business profitability through assessment and analysis of individual risks.

What we offer...
In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.
At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan. And with our hybrid work model, you get the best of both worlds - the ability to collaborate and connect with great colleagues and to enjoy the benefits of working from home.
Intrigued? We can’t wait to hear from you
A Place Where YOU Can Make a Difference Proudly Canadian. Mutually Owned.



  • Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...


  • Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...


  • Waterloo, Canada Heartland Farm Mutual Inc. Full time

    What you will do... - Learn the technical aspects of insurance: assessing and evaluating risk to make empowered decisions; - Recognizes limitations in knowledge of risks and seeks assistance as required; - Understands and can explain the basic terms, conditions and exclusions for the policy coverage provided in own specific areas of expertise; - Seeks full...


  • Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...


  • Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...

  • Underwriter

    6 months ago


    Waterloo, Canada Ontario Teachers Insurance Plan (OTIP) Full time

    Company Description OTIP (Ontario Teachers Insurance Plan) is a member-focused, service-driven organization. We are committed to putting our people first by fostering a positive and inclusive work environment, providing a competitive total compensation package and investing in career development. Our team is currently looking for a: **Underwriter** **Job...


  • Waterloo, Canada Definity Financial Corporation Full time

    Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada’s leading and most innovative property and casualty insurers. p>We offer a flexible, hybrid work...

  • Underwriter

    6 months ago


    Waterloo, Canada TSW Full time

    **We offer more than a job, we offer a career!** - We support our employees to shape their career by encouraging continuing education and investing in training and development. - We put our employees at the center of what we do to allow them to grow personally and professionally, with projects and challenges that are motivating and rewarding. - We inspire...


  • Waterloo, Ontario, Canada FamGuard Group of Companies Full time

    Job Title: Personal Lines Broker ServiceWe are seeking a skilled Personal Lines Broker to join our team at the FamGuard Group of Companies.Job SummaryThe successful candidate will be responsible for identifying customer needs, building on existing products, and introducing new services to drive sales and retention of existing business.Key...


  • Waterloo, Ontario, Canada Definity Full time

    About DefinityWe are a leading provider of insurance solutions, dedicated to making a positive impact in the lives of our customers and employees.Salary Range$48,700 - $89,800 per year, depending on location and experience.Job DescriptionWe are seeking an experienced Insurance Underwriter to join our team. As an Underwriter, you will be responsible for...


  • Waterloo, Canada Definity Financial Corporation Full time

    Job ID : 6832 Category : Personal Insurance Brand : Definity Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : Waterloo, Canada Definity includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. With strong roots that...

  • Insurance Underwriter

    2 weeks ago


    Waterloo, Ontario, Canada Definity Full time

    Job Title: Underwriter, Small BusinessWe are seeking a highly skilled and experienced Underwriter to join our team at Definity. As an Underwriter, you will play a crucial role in assessing and managing risks for our clients, ensuring that our products meet their needs and provide them with the best possible protection.Key Responsibilities:Assess and evaluate...


  • Waterloo, Canada Definity Financial Corporation Full time

    Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family Insurance Solutions, and Petline Insurance. Our ambition is to be one of Canada’s leading and most innovative property and casualty insurers. We can’t do that without our people, so...

  • Manager Underwriting

    6 months ago


    Waterloo, Canada Manulife Full time

    We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and...

  • Manager Underwriting

    3 months ago


    Waterloo, Canada Manulife Full time

    locations- Waterloo, siège social de la Division canadienne (500 King)- CAN, Quebec, Montreal, 900 Boulevard de Maisonneuve Ouest- Toronto, siège social mondial (200 Bloor)- Halifax, succursale (2727 Joseph Howe Dr)- time type- Temps plein- posted on- Publié aujourd'hui- job requisition id- JR24050369- Nous sommes un fournisseur de services financiers qui...


  • Waterloo, Ontario, Canada Definity Full time

    Job SummaryWe are seeking a highly skilled Commercial Underwriter to join our team at Definity. As a Commercial Underwriter, you will be responsible for assessing and managing risks for our clients, ensuring that our insurance products meet their needs and provide the necessary protection.Key ResponsibilitiesAssess and evaluate risks for commercial clients,...


  • Waterloo, Ontario, Canada Definity Full time

    Job SummaryWe are seeking a highly skilled Commercial Underwriter to join our team at Definity. As a Commercial Underwriter, you will be responsible for assessing and managing risk for our clients, ensuring that our insurance products meet their needs and provide the necessary protection.Key ResponsibilitiesAssess and evaluate risk for commercial clients,...


  • Waterloo, Canada Definity Financial Corporation Full time

    Job ID : 7232 Category : Commercial Insurance Brand : Definity Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : Waterloo, Canada Posting Range : $48,700 - $89,800 Economical is part of Definity, which includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family...


  • Waterloo, Canada Sun Life Full time

    You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll...


  • Waterloo, Canada RWAM Insurance Administrators Inc. Full time

    **Role**: Group Benefits Underwriter** **Why RWAM?**: Are you looking to work with a dedicated team of professionals making a difference in the lives of employers and employees every day? This position will be based at our head office in the rapidly growing town of Elmira, minutes from Waterloo, where you can enjoy the benefits of a small-town atmosphere...