Bilingual Debt Counsellor

We’re looking for
- **French/English Bilingual 3rd Party Debt Collection Agents/Debt Counsellors.**

This is a
- **full-time, work from home position with a TCR provided computer.**

We are offering an
- **uncapped commission structure plus a base hourly wage above minimum wage**, plus ongoing training and opportunities for paid professional development. Base rate of pay is commensurate with experience.**S**
**hifts are expected to be between 8am-11pm (no overnights, no Sundays)**Ideally, you will possess strong communication skills, be computer savvy, and be confident in your ability to speak to debtors regarding payments.**In order to be eligible for employment, you must live in a reasonable commuting distance from a TCR office in order to pick up your equipment. (Toronto, Montreal, Vancouver, Edmonton)**

**Responsibilities**:

- Contact consumers via the telephone to arrange payments for past due accounts
- Assist clients by proposing solutions to address financial objectives such as, debt management
- Research and evaluate consumer’s financial status, credit and ability to repay the loan
- Complete initial trace work using online tools and account systems
- Follow regulations and guidelines as per provincial, federal legislation and client specific directives.
- Professionally and respectfully negotiate with consumer and explore money sources to determine best possible arrangement
- Complete credit and loan information
- Clearly and concisely document the details of each call
- Request statements on delinquent accounts and forward irreconcilable accounts for legal action
- Review and update credit and loan files
- Other duties as assigned

**Requirements**:

- Fluent in English and French
- Clear criminal background check
- Able to work evenings and/or weekends on a rotating basis
- Secure enclosed space to work from home in
- Reliable high-speed internet connection
- Cell phone compatible with DuoMobile App for 2FA
- Excellent communication skills
- Negotiation skills
- Drive and ability to meet targets
- Ability to stay calm
- Experience in a call centre environment also an asset

**About Us**
- Total Credit Recovery (TCR) is the largest Canadian-owned debt collection agency. With over 43 years in business, we represent some of the largest banks, credit cards, cell phone providers and government institutions. Our mission is to be the model of integrity, innovation and service delivery excellence in the Canadian receivables management industry.Currently, we hold 4 offices across Canada and over 300 active employees. TCR prioritizes regulatory compliance, audit, and controls. We have full biometric security systems, and are ISO 27001 and PCI-DSS 3 certified, and are a federally registered protected B-level facility.- Total Credit Recovery Limited is proud to be an equal opportunity employer._-
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