Underwriter Ii

Opening up a world of opportunity.

We're a financial services organization serving more than 40 million customers across the globe through our Wealth & Personal Banking, Commercial Banking and Global Banking & Markets businesses.

We’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of new opportunities for our customers, our people and our communities.

Wealth and Personal Banking

We help clients to manage, protect and grow their wealth. We offer a range of services from personal banking, mortgages and loans to investment, savings and wealth management products. Our international network and breadth of expertise enables us to support individuals, families, business owners, investors and entrepreneurs around the world.

About the role:
Underwrites mortgage loans & credit cards ensuring Company and/or correspondent-originated loans are high quality and conform to investor and secondary market requirements and internal lending policies to protect Company interests.

**Responsibilities**:

- Promote an environment that supports diversity and reflects the HSBC brand.
- This position operates within established procedures for assigned unit. Decisions beyond assigned authority are referred to higher management for approval.
- Monitor packages for underwriting requirements and follow-up on pending loan packages. Ensure all information is complete prior to completing file review.
- Ensure that all employees are aware of and effectively identify and manage applicable money laundering (ML), terrorist financing (TF), sanctions and reputational risks.
- Complete other responsibilities, as assigned.

Requirements
- Minimum of two years proven experience in mortgage operations, credit analysis or equivalent.
- Bachelor's degree in business, related field or equivalent experience.
- Proven mathematical, analytical and communications skills.
- Working knowledge of mortgage credit regulations and guidelines.
- Fluency in Cantonese, Mandarin or French would be an asset.

HSBC Proud

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

If this is not the ideal role for you, we invite you to sign up here to our Talent Community so we can update you about job opportunities and career events in your area of interest. We are always looking for people with purpose and ambition who can help build the bank for the future.