Current jobs related to Audit Manager, Retail Credit Risk Audit - Toronto - Scotiabank
-
Old Toronto, Canada Scotiabank Full timeRequisition ID: 214455Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.PurposeThe Bank's Internal Audit Department plays a key role as the third line of defense. The Retail Credit Risk Audit Group has responsibility for providing independent assurance over the effectiveness of controls for retail and small...
-
Old Toronto, Canada Scotiabank Full timeRequisition ID: 214455Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.PurposeThe Bank's Internal Audit Department plays a key role as the third line of defense. The Retail Credit Risk Audit Group has responsibility for providing independent assurance over the effectiveness of controls for retail and small...
-
Audit Manager Ii, Credit Risk Audit
3 weeks ago
Toronto, Canada TD Bank Full time**Work Location**: Toronto, Ontario, Canada **Hours**: 37.5 **Line of Business**: Audit **Pay Details**: **Department Overview**: **Our team of trusted audit professionals interact with every part of the Bank to provide strategic guidance and independent oversight. Through due diligence, and with a strong sense of integrity, we help mitigate potential...
-
Toronto, Canada Scotiabank Full timeRequisition ID: 214455 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose The Bank's Internal Audit Department plays a key role as the third line of defense. The Retail Credit Risk Audit Group has responsibility for providing independent assurance over the effectiveness of controls for retail and...
-
Credit Risk Audit Leader
16 hours ago
Toronto, Ontario, Canada Scotiabank Full timeJob OverviewThis position plays a vital role in supporting the Audit Department's global mandate, focusing on Non-Retail Credit Risk audits in Canada and internationally. As the Director, Credit Risk Audit, you will lead and oversee audits across various business units, ensuring compliance with regulatory requirements, internal policies, and procedures.Key...
-
Audit Manager I, Credit Risk Audit
3 weeks ago
Toronto, Canada TD Bank Full time**Work Location**: Toronto, Ontario, Canada **Hours**: 37.5 **Line of Business**: Audit **Pay Details**: **Department Overview**: **Our team of trusted audit professionals interact with every part of the Bank to provide strategic guidance and independent oversight. Through due diligence, and with a strong sense of integrity, we help mitigate potential...
-
Toronto, Canada Scotiabank Full timeRequisition ID: 214455 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose The Bank's Internal Audit Department plays a key role as the third line of defense. The Retail Credit Risk Audit Group has responsibility for providing independent assurance over the effectiveness of controls for retail and...
-
Senior Audit Manager, Credit Risk Audit
1 week ago
Toronto, Canada Scotiabank Full timeRequisition ID: 217367 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. As the third line of defence, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank’s internal controls, risk management and governance processes. The Senior Audit...
-
Senior Audit Manager, Credit Risk Audit
1 week ago
Toronto, Canada Scotiabank Full timeRequisition ID: 217367Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.As the third line of defence, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank’s internal controls, risk management and governance processes. The Senior Audit...
-
Senior Audit Manager, Credit Risk Audit
6 days ago
Toronto, Canada Scotiabank Full timeRequisition ID: 217367Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.As the third Line of defence, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank's internal controls, risk management and governance processes. We are professionals...
-
Senior Audit Manager, Credit Risk Audit
6 days ago
Toronto, Canada Scotiabank Full timeRequisition ID: 217367Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.As the third Line of defence, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank's internal controls, risk management and governance processes. We are professionals...
-
Senior Audit Manager, Credit Risk Audit
1 week ago
Toronto, Canada Scotiabank Full timeRequisition ID: 217367Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.As the third line of defence, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank’s internal controls, risk management and governance processes. The Senior Audit...
-
Director, Credit Risk Audit
3 weeks ago
Toronto, Canada Scotiabank Full timeRequisition ID: 208098 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Job Purpose**: Leads and oversees Non-Retail Credit Risk audits in Canada and Internationally across International Banking, Canadian Banking, Global Banking and Markets, and Global Risk Management. In support of the Audit...
-
Risk Management Advisor, Credit Audit
6 days ago
Toronto, Ontario, Canada Scotiabank Full timeYour Key ResponsibilitiesLead and drive a client-focused culture throughout the team to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.Develop and maintain a thorough understanding of credit risk management end-to-end processes and regulatory requirements.Provide strategic insights and recommendations to enhance...
-
Director, Credit Risk Audit
5 days ago
Toronto, Ontario, Canada Scotiabank Full timeRequisition ID: 218289Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.PurposeAs the 3rd Line of Defence, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank's internal controls, risk management and governance processes. We are...
-
Credit Risk Audit Group Leader
23 hours ago
Toronto, Ontario, Canada Scotiabank Full timeAbout ScotiabankAs a leading bank in the Americas, Scotiabank is driven by its purpose: 'for every future.' The bank provides a wide range of advice, products, and services to help its customers, their families, and communities achieve success.The company is committed to creating and maintaining an inclusive and accessible environment for everyone.About the...
-
Audit Manager, Risk Management
3 weeks ago
Toronto, Canada CIBC Full timeWe’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are...
-
Audit Manager, Credit Risk Assurance
6 days ago
Toronto, Ontario, Canada Scotiabank Full timeThe Job DescriptionWe're seeking a seasoned professional to lead end-to-end audits related to credit risk management for assigned projects/processes. As a dynamic, innovative, and trusted advisor, you'll use data to deliver industry-leading assurance and insights to keep the Bank and our customers safe.
-
Director, Credit Risk Audit
5 days ago
Toronto, Canada Scotiabank Full timeRequisition ID: 218289 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Purpose** As the 3rd Line of Defence, Internal Audit provides enterprise-wide, independent, and objective assurance over the design and operations of the Bank’s internal controls, risk management and governance processes. We...
-
Financial Services Audit Expert
3 hours ago
Old Toronto, Canada ProViso Staffing Full timeRole SummaryThe Financial Services Audit Expert position is designed to provide a challenging and rewarding opportunity for a skilled professional to leverage their expertise in retail credit risk management. Reporting directly to the Internal Audit Manager, this individual will play a vital role in ensuring the integrity of our financial services...

Audit Manager, Retail Credit Risk Audit
4 weeks ago
Requisition ID: 208346
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
**Purpose**
The Bank's Internal Audit Department plays a key role as the third line of defense. The Retail Credit Risk Audit Group has responsibility for providing independent assurance over the effectiveness of controls for retail and small business risk management.
The objective of this position is to support and manage audits to assess the design and operational effectiveness of internal controls and regulatory compliance relating to credit risk management activities in Canada and International locations.
The incumbent will be required to work as part of a team that audit major business lines in assessing controls relating to credit lifecycle (i.e. origination, adjudication, account management and collections). In particular, the strong SME component of the role requires the incumbent to have strong demonstrable skills in data analytics and knowledge of credit risk modelling/ strategies and risk management frameworks. The incumbent will ensure that department standards are met on all assignments.
**Accountabilities**
- Ensures Scotiabank standards and the Institute of Internal Auditors (IIA) Code of Ethics are maintained in completion of all assignments.
- Champions a high-performance environment and contributes to an inclusive work environment. Assist with peer-to-peer training and knowledge-sharing.
- Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
- Acts primarily as team participant or in some cases act as Officer-In-Charge (OIC) on assignments of low to medium complexity for assigned projects, processes, and units. Executes assigned audit activities independently as a team member under the direction of the OIC on assignments. This includes completion of audit testing, discussions with management and documentation of work performed.
- Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions. Obtains a thorough understanding of the business/unit/process and associated risks, supports the planning of audits or assigned areas, ensuring scope and extent of work is in accordance with the approved plan, and audit methodology.
- Ensures nature and extent of testing is appropriate to support the objective, scope and overall opinion. The incumbent will provide value-added recommendations to management as part of audits or on special projects / assignments.
- Conduct data analytics to support relevant audit projects as required. Develop and/or enhance dashboards to enable data-driven continuous monitoring and auditing.
- Ensure timely completion of workpapers, ensures internal control weaknesses are clearly documented with recommendations addressing the root cause and findings are communicated timely to management.
**Education/Experience**
- 3-5 years of experience in retail credit risk management, knowledge of risk management regulation framework. Prior experience with SOX controls (IFRS9) is preferred.
- Proficient in advanced data analytics, credit risk modeling techniques and analytical tools (SAS, SQL, R, Python, Alteryx).
- Working knowledge or experience in Machine Learning techniques (clustering, decision trees, neural networks) and other advanced statistical analysis techniques and concepts is an asset.
- Proficient experience with data visualization tools such as PowerBI is preferred.
- Highly motivated self-starter with good project and time management skill, thrives in a dynamic and fast-paced environment. Has the ability to work on multiple projects at any given time.
- Strong interpersonal and communication skills (verbal and written) to collaborate with teams and management at various levels. Experience in writing and presenting data analytics/MIS results.
- Degree in a quantitative discipline (e.g. Statistics, Computer Science, Finance) or related experience.
- Spanish language skill would be an asset, though not required.
Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.