Mortgage Underwriter

3 weeks ago


Toronto, Canada First National Financial Full time

We are hiring a Mortgage Underwriter within the Third Party Residential Underwriting - MBBS

**The Role**:
**Reporting To**: Manager, Third Party Residential Underwriting
**Full-Time/Part
- Time**: Full-time
**Posting Date**: May 9, 2024
**Closing Date**: May 23, 2024
**Hours of Work**: 8:30 a.m. - 5:00 p.m.
**Grade**: 12.7
**Office Location**: Toronto, ON Great location Steps away from the main public transit station

**What we offer**:
Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities
- Eligibility for benefits is dependent on the terms of employment

**What you will do**:

- Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
- Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
- Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions
- Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable
- Escalates any documentation issues to the Underwriter for review and sign off
- Documents clear and complete notes within the mortgage underwriting system
- Responds to all inquiries within established turnaround times
- Adhere to policies/procedures to ensure AML requirements are met..

**Education/Certification/Experience Requirements**:

- Completed post-secondary education or equivalent work experience required
- Minimum 2 years previous mortgage underwriting experience required
- Completion of Mortgage Agent Course and/or FSRA License an asset
- Working knowledge of PC software in a Windows environment required

**The Requirements Needed**:

- Ability to build and maintain positive relationships
- Strong aptitude for service excellence
- Strong communication skills—both written and verbal
- Ability to manage and resolve conflict
- Strong analytical skills
- Attention to detail
- Organizational and time management skills
- Positive team player with desire and ability to mentor others
- Effective problem solving and decision making skills
- Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
- Ability to manage pressure in an environment of high volume processing with tight turnaround times
- Adhere to policies/procedures to ensure AML requirements are met.

**Core Competencies for all First National Employees**:

- Client Focus—we have an unwavering commitment for service excellence
- Team Orientation—we work together efficiently and are proud of our culture
- Respect for Others—we value the diversity of our people and we promote a respectful workplace

**Working Environment and Physical Demands Analysis**:

- Office environment
- Periods of high volume with tight timelines
- Long periods of stationary position/sitting
- Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
- Long periods of time in viewing a computer screen
- Multi-tasking, may include speaking to customers on a telephone call while looking up information on a computer program

**The team you will join**:
First National is Canada’s largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988. Over the past thirty years, we have been committed to hiring the best and brightest with over 1,000 proud team members. Through cooperation, ongoing coaching, development opportunities and a culture that celebrates both hard work and teamwork, First National team members are supported to lead, learn and grow.

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.

FNLOON



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