Credit Application Analyst

5 months ago

Montréal, Canada TD Bank Full time

**Credit Application Analyst - Greater Montreal Area**:

- 424240BR

**Job Category - Primary**
- Operations & Underwriting

**Work Location**
- 7250 Mile End

**Employment Type**
- Regular

**City**
- Montreal

**Time Type**
- Full Time

**Province/State**
- Quebec

**Hours**
- 37.5

**Workplace Model**
- Hybrid

**Pay Details**

**Department Overview**

**Job Details**

Are you a focused individual with the ability of providing a broad range of operational support to the Credit Underwriting function including credit processing and transactions activities? Do you want to be a backbone of our Credit Underwriting team by supporting business partners and the credit function by collecting, reviewing and analyzing all credit documentation for accuracy and adherence to all regulatory requirements? If this is you, then we have an excellent opportunity for you. As **Credit Assistant II**, you will:

- Provide guidance and support to business partners or customers on credit products offered in a business line or product suite and/or within authorization limit
- Support partner relationships and be responsible for providing operational and/or credit processing activities to ensure business objectives and Service Level Agreements (SLAs) are met
- Ensure complete and accurate data input into the origination system assisting the preparation of loan documentation
- Prioritize and handle own workload to meet SLA requirements for service and productivity
- Support various business partners and credit areas by either collecting / reviewing / analyzing all credit documentation for accuracy, adherence to all regulatory requirements, review of all requested approval conditions associated with a credit facility prior to funding and etc.
- Work autonomously within established procedures and/or is responsible for credit activities involving multiple steps, systems, and jurisdictions
- Require advanced skills and expertise in a range of credit products and services, processes, procedures and systems in a set of focus areas, where transactions could be characterized by moderate risk
- May develop spreading of financials statements to forecast future financial statements
- Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and collaboration and ensure timely communication of issues/ points of interest
- Support the team by continuously improving knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
- Participate in personal performance management and development activities, including cross training within own team

**Job Requirements**
- High School diploma or Undergraduate degree and/or over 1 year of relevant experience
- Entry level knowledge of business unit and operational functions
- Proficient in using Windows and MS Office Suite (Word, Excel, PowerPoint and Outlook)
- An ambitious person, good listener and great thinker with strong communications skills
- Excellent organizational skills to multi-task and adapt to change in a fast-paced environment with a positive approach to coordinate with employees regularly
- A high-energy Individual who can exercise initiatives with mínimal discretion and be thorough, accurate, and detail oriented to handle several tasks and changing priorities

**Proficiency in Other than French**
- This position requires proficiency in a language other than French to support or deal with customers who require services and support in a language other than French.

**Additional Information**

**Company Overview**

**Our Values**
At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.**Making Your Well-being a Priority**
A supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.**Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and th

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