Private Banking Credit Advisor

3 weeks ago

New Westminster, Canada Royal Bank of Canada Full time

**Come Work with Us**

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

**Job Title**

Private Banking Credit Advisor

**What is the opportunity?**

You will contribute to the strategic Private Banking (PB) and CB Operation’s business priorities by supporting Private Bankers and Directors Credit Structures in the credit renewal process for Private Banking wholesale clients (CMI 805) within required deadlines. You will be accountable for reviewing and establishing the customer’s Borrower risk rating (BRR) and ensuring credit structures adequately mitigate the respective credit risks. You will underwrite and adjudicate renewal transaction requests and approve policy exceptions within Delegated Lending Authorities, using sound judgment and employing a balanced approach to asset growth and portfolio quality. You will identify opportunities to improve credit management processes and work flow, participate in special projects and leverage strategic relationships with functional units and cross-platform partners.

Please Note: This position is a Nationwide opportunity, open to applicants who are able to commute to CAG office locations in Montreal, Toronto, Mississauga and New Westminster.

**What will you do?**
- Deliver an exceptional client experience and digital enablement and recommend ways to work towards Simpler, Faster, Better, while meeting and exceeding client turn around expectations.
- Exercise due diligence and good judgment in credit renewals underwriting & adjudication, incorporating Know Your Client (KYC), know the transaction, credit structure, risk analysis and client strategy.
- Leverage tools, resources and materials related to lending policy, practices and products to support advice and recommendations, ensuring a balance between shareholder risk and client experience.
- Maximize the use of technology, build corporate memory and enable continuity of client service and future opportunity spotting by documenting details of High Net worth & Very High Net worth (UHNW) client interactions in most appropriate system.
- Promote a mindset of teamwork, learning and creative thinking, while ensuring adherence to delegated lending authorities, corporate risk guidelines and policies to manage the risk of credit solutions.
- Support initiatives, lending programs and training that improve the team’s ability to meet clients’ borrowing needs and leverage their available assets.
- Establish credibility by developing professional relationships with Group Risk Management and presenting well-structured quality credit requests for approval.
- Raise concerns surrounding credits that present a negative trend or increased risk, recommend remediation and respond to GRM queries relating to issues that result from review.
- What do you need to succeed? Must-have
- Strong Personal and/or Business lending experience Good understanding of the end-to-end credit underwriting process and retail lending policies
- Strong analytical capabilities, financial acumen and attention to detail Ability to lead with a growth mindset, be creative in credit solution development and able to identify appropriate rationale to recommend structures outside of policy
- Professional oral and written communication skills

**Nice-to-have**
- Bilingual language capability - French / English
- Prior experience as a Small Business or Commercial account manager is a plus
- Good understanding of Private Banking wholesale products and credit policy
- Experience using MS Outlook, RBCnet, Synergy, Newton, word processing & spreadsheets
- University degree

**What’s in it for you?**

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
- Leaders who support your development through coaching and managing career opportunities
- Ability to make a difference and lasting impact
- Work in a safe, dynamic, collaborative and positive work environment
- Work with a great and supportive team
- RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager_.

**Job Summary**

**Address**:
TORONTO, Ontario, Canada

**City**:
CAN-BC-NEW WESTMINSTER, CAN-ON-MISSISSAUGA, CAN-ON-TORONTO, CAN-QC-MONTRÉAL

**Country**:
Canada

**Work hours/week**:
3

  • Banking Advisor

    1 week ago

    New Westminster, British Columbia, Canada RBC - Royal Bank Full time

    Job SummaryJob DescriptionBanking Advisor InternWhat is the opportunity?This unique position calls on your client-focused sales expertise and natural problem-solving skills to maximize each client interaction. Specifically, you help clients with their everyday banking, credit, and investment needs. As an RBC ambassador, you add value in the moments that...

  • Banking Advisor Intern

    1 week ago

    New Glasgow, Canada Royal Bank of Canada Full time

    **Job Summary** **What is the opportunity?** This unique position calls on your client-focused advice expertise and natural problem-solving skills to maximize each client interaction by helping clients with their everyday banking, credit, and investment needs. As an RBC ambassador, you add value in the moments that matter most to clients and collaborate...

  • Personal Banking Associate

    1 month ago

    New Westminster, Canada BMO Financial Group Full time

    610 Sixth Street Units 125-126 New Westminster British Columbia,V3L 3C2 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired...

  • Personal Banking Associate

    4 weeks ago

    New Westminster, Canada BMO Financial Group Full time

    610 Sixth Street Units 125-126 New Westminster British Columbia,V3L 3C2 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired...

  • Financial Advisor

    1 month ago

    New Tecumseth, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Personal Banking Associate

    3 weeks ago

    New Westminster, British Columbia, Canada BMO Full time

    Application Deadline: 04/25/2024Address:610 Sixth Street Units Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer...

  • Banking Advisor Intern

    7 days ago

    New Glasgow, Canada Royal Bank of Canada> Full time

    Job SummaryJob DescriptionWhat is the opportunity?This unique position calls on your client-focused advice expertise and natural problem-solving skills to maximize each client interaction by helping clients with their everyday banking, credit, and investment needs. As an RBC ambassador, you add value in the moments that matter most to clients and collaborate...

  • Banking Advisor Intern

    4 days ago

    NEW GLASGOW, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?This unique position calls on your client-focused advice expertise and natural problem-solving skills to maximize each client interaction by helping clients with their everyday banking, credit, and investment needs. As an RBC ambassador, you add value in the moments that matter most to clients and collaborate...

  • Banking Advisor Intern

    4 days ago

    New Glasgow, Canada RBC - Royal Bank Full time

    Job SummaryJob DescriptionWhat is the opportunity?This unique position calls on your client-focused advice expertise and natural problem-solving skills to maximize each client interaction by helping clients with their everyday banking, credit, and investment needs. As an RBC ambassador, you add value in the moments that matter most to clients and collaborate...

  • Rent Bank Case Manager

    1 month ago

    New Westminster, Canada Purpose Society Full time

    **Wage**: Based on Experience **Location**: 40 Begbie Street, New Westminster (primarily) and other Purpose Rent Bank locations as required **Hours**: 35 hours per week - Business Hours - Monday to Friday **Overview** **Core Duties**: - Addresses inquiries related to the Purpose Society Rent Bank Program for their community. - Assesses whether people...

  • Admissions Advisor

    1 month ago

    New Westminster, Canada Douglas College Full time

    **Work Arrangements**What Douglas Offers** DO what you love. Be good at it. That’s how Douglas College defines a great career. It’s a philosophy that resonates through our classrooms, our offices and our boardrooms. It inspires our students and drives us to make Douglas College one of BC’s Top Employers. We love what we do. And we’re looking for...

  • Financial Services Representative

    24 hours ago

    New Glasgow, Canada East Coast Credit Union Full time

    **Financial Services Representative (Full-Time)** **New Glasgow, Nova Scotia** Are you ready for a new career journey at Nova Scotia's largest credit union? Join our dedicated team at East Coast Credit Union, where commitment to community, member satisfaction, and financial excellence are the foundation of everything we do. East Coast Credit Union is a...

  • Personal Banking Associate

    4 weeks ago

    New Glasgow, Canada BMO Financial Group Full time

    99 Provost Street New Glasgow Nova Scotia,B2H 2P5 Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and with BMO partners to deliver the desired customer experience and...

  • Team Lead

    1 month ago

    New Westminster, Canada Douglas College Full time

    **Work Arrangements**What Douglas Offers** - DO what you love. Be good at it. That’s how Douglas College defines a great career. It’s a philosophy that resonates through our classrooms, our offices and our boardrooms. It inspires our students and drives us to make Douglas College one of BC’s Top Employers. We love what we do. And we’re looking for...

  • Team Lead

    1 month ago

    New Westminster, Canada Douglas College Full time

    **Work Arrangements**What Douglas Offers** DO what you love. Be good at it. That’s how Douglas College defines a great career. It’s a philosophy that resonates through our classrooms, our offices and our boardrooms. It inspires our students and drives us to make Douglas College one of BC’s Top Employers. We love what we do. And we’re looking for...

  • Team Lead

    4 days ago

    New Westminster, Canada Douglas College Full time

    **Work Arrangements**What Douglas Offers** DO what you love. Be good at it. That’s how Douglas College defines a great career. It’s a philosophy that resonates through our classrooms, our offices and our boardrooms. It inspires our students and drives us to make Douglas College one of BC’s Top Employers. We love what we do. And we’re looking for...

  • Financial Services Representative

    1 month ago

    New Glasgow, Canada EAST COAST CREDIT UNION Full time

    East Coast Credit Union is seeking a **Financial Services Representative - Summer Student** to join our team! This position is located in our **New Glasgow Branch**. It is well suited for a student enrolled in a post-secondary institution who has exceptional customer service experience and is seeking an opportunity in a progressive and innovative...

  • Lending Services Representative

    4 weeks ago

    New Hamburg, Canada Kindred Credit Union Limited Full time

    **You're **invited to make a difference ** as a **full-time Lending Services Representative** in our** New Hamburg Branch.** **This is an 18 month contract position.** **At Kindred Credit Union, you will be part of cooperative banking that connects values and faith with finances, inspiring peaceful, just, and prosperous communities.** Kindred has a...

  • Mortgage Specialist

    1 month ago

    New Westminster, British Columbia, Canada BMO Full time

    Application Deadline: 04/29/2024Address: Tenth StreetCultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO's share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes...

  • Bookkeeper/administrative Assistant

    1 month ago

    New Westminster, Canada ATI Truck Repair Ltd. Full time

    **Bookkeeper/Admin Assitant** **What's in it for you**: - Welcoming/happy/family working environment - Chance to be part of an energetic and dynamic team - Competitive wages - Working environment founded on respect - Extended Health and Dental benefits package after 3 months **What you will do in this role**: - AR and AP reconciliation and collection. -...