Payment Services Representative

5 months ago

Canada INTEGRATED FINANCIAL TECHNOLOGIES Full time

Integrated Financial Technologies, as part of the Travelers Financial Group of Companies, offers unmatched custom Servicing Solutions for lenders including primary loan & lease servicing, customer service, collections, default management, as well as divisions in Consulting and Lead Management solutions.

We provide exceptional service in servicing the needs of each customer. Delivering exceptional service is about providing timely, responsive service with integrity, simplicity and a passion for excellence while meeting or exceeding the customer's expectations. We do this, all the while making sure that we meet the highest standards of corporate ethics.

IFT is an equal opportunity employer and believes in providing a diverse and inclusive workplace where all team members have an opportunity to succeed.

**Job responsibilities**

The Payment Service Representative is responsible for the collection of delinquent accounts. They will also be responsible for coordinating the seizure of assets as the case may warrant, handling incoming and outgoing telephone inquiries from customers with an outstanding level of service. They are responsible for responding, handling and/or escalating required cases in a well prioritized manner. The representative will update and maintain data to ensure the accuracy of current contracts. This position can include extensive administrative paperwork related to customer contracts and conducts timely, effective maintenance of this information.
- Review accounts on a regular basis (daily and or weekly) to keep delinquency and repossession to a minimum and manage repossession in an effective manner
- Conduct prompt, courteous and persuasive telephone collection calls and following up on past due accounts.
- Negotiate mutually acceptable remedy to the customer’s delinquent account
- Educating our customers on acceptable payment arrangements and the benefits of their account as well as their credit bureau
- Escalate problematic accounts to Manager
- Verify and update customer information and keeping customer records updated in the collection system
- Accurately documenting all telephone calls as appropriate in the collection system
- Skip tracing files when unable to reach or contact our customers using available information
- Assist as required in identifying and recommending any payment arrangements and assisting with the corresponding documentation
- Prepare and recommend payment amendments and coordinating the relative reporting
- Issue appropriate notices and coordinating the preparation of documents required for seizure
- Coordinate the seizure of assets
- Assist with the preparation of payables associated with seizure activity

**Qualifications, knowledge and experience**
- A strong sense of integrity, professionalism and a results-oriented attitude to deliver exceptional service and contribute to overall organizational success
- Effective communication, organization and interpersonal skills
- You thrive in an environment that involves multitasking and changing priorities
- Ability to work effectively both in a team and independently with mínimal supervision
- Intermediate skills with Microsoft Office products
- 2+ years of previous payment services experience is required
- Experience working in a call centre environment is required
- Experience in the finance and leasing industry is an asset
- Fluent in English and French

**What we offer**
- Leaders who support your development
- Opportunity to take on progressively greater accountabilities
- Cross training opportunities within other departments
- Ability to make a difference and lasting impact
- Option to work in office (Burnaby, BC), hybrid, or remote (for most roles)
- Committed to supporting team members’ health and wellness
- Comprehensive medical and dental benefits

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