Mortgage Risk Specialist

2 weeks ago

Toronto, Canada Strive Capital Corporation Full time

**Company description**

Strive was founded in 2020 and has since grown into a small but mighty team of 45+ industry leaders with many years of experience. We are located in the heart of Toronto at 144 Front St. W., Suite 450. At Strive, all our team members exhibit excellent collaboration, clear communication, and take a hands-on approach of support and respect at every level of the organization. At the same time, we empower all our employees by providing an environment, resources, and tools to solve problems, be challenged, and ultimately grow.

For our customers, we aspire to always exceed their expectations - this is infused into everything we do and in our mission so that we can provide “A Better Lending Experience”.

To learn more about Strive, please visit our website or LinkedIn.

**Job description**

Strive is a trusted CMHC approved Canadian residential mortgage lender and loan administrator obsessed with customer satisfaction. Our mission is simple: to offer industry leading products and services to Canadian mortgage brokers and their clients with a focus on relationship building and best in market tech.

To succeed at Strive, you must embrace the fact that Strive is a start-up, has a very entrepreneurial culture and mindset and is committed to building a team-focused organization with bold goals and objectives to grow our company and reward staff excellence.

**About the role**:
This role is perfect for someone who is seeking to join a team of driven and entrepreneurial professionals in the FinTech industry, wants to work closely with senior management and build on their skill set.

If you have a strong desire to learn, grow, and contribute to Strive’s goal of providing a better lending experience, we invite you to apply

**Strive offers a flexible work environment including a hybrid working arrangement based in Toronto, ON.**

**Your day to day will include**:

- Ensure pre and post advance reviews are conducted regularly as required in an efficient and objective manner. Focus will be on identifying and assessing risk as it pertains to Credit, Compliance, Fraud Prevention and Detection and AML.
- Provide guidance, recommendation, and reporting to Management, Underwriting staff and related stakeholders on credit issues, findings, and trends.
- Assist in preparing, reviewing, and analyzing external audit files.
- When required, review serious delinquent accounts, and provide a summary of findings.
- Provide ongoing feedback on relevant policies and processes, particularly as it relates to clarifying underwriting practices and procedures.
- Assist in the preparation of internal presentations related to Quality Assurance initiatives and monthly reporting on QA results including analysis, loan characteristics and trends.
- Assist with other responsibilities and special projects, as assigned.
- Ensure you complete training and comply with confidentiality and regulatory requirements
- Act at all times in accordance with Strive’s risk appetite as defined by the RMUP
- Maintain employee, customer and partner confidentiality as described by Strive’s Employee Handbook

**You will bring**:

- Quality Assurance and regulatory experience in the Mortgage lending industry
- Minimum 5 years Mortgage Lending Adjudication experience.
- Comprehensive knowledge of mortgage operations, credit policies, including credit principles, practices, processes, products, and services.
- Ability to organize, manage workflow deadlines in an environment with high volumes with tight turnaround times.
- Well-developed communication and interactive skills, verbal and written, sufficient to provide clear and detailed explanation and interpretation of information, analysis, and recommendations.
- Self-driven, motivated with the ability to work independently and as a member of a team in a highly entrepreneurial start-up environment.
- Proficient in Word, Excel skills and knowledge of PC software tools in a Windows environment.

**What we offer**:
At Strive, we offer competitive pay and perks, that include, but are not limited to:

- Competitive base salary and discretionary incentive pay
- Vacation, Paid time off, and holidays
- Competitive benefits package
- A fun and welcoming learning environment to help you grow
- Working 1-1 with senior management and industry leaders
- Training and development catered to your career development needs

**Job Types**: Full-time, Permanent

**Benefits**:

- Extended health care
- Paid time off

Schedule:

- 8 hour shift
- Day shift
- Monday to Friday

Supplemental pay types:

- Bonus pay

Application question(s):

- What is your expected salary range for this position?
- When are you available to start?

Work Location: Hybrid remote in Toronto, ON

  • Mortgage Risk Specialist

    4 days ago

    Toronto, Canada Strive Capital Corporation Full time

    **Company description** Strive was founded in 2020 and has since grown to a team of 80+ industry leaders with many years of experience. We are located in the heart of Toronto, at 110 Yonge Street, Suite 1704. At Strive, our entire team exhibits excellent accountability, collaboration, and clear communication, and takes a hands-on approach of support and...

  • Mortgage Broker Intern

    2 weeks ago

    Toronto, ON, Canada MCAN Mortgage Corporation Full time

    Our people are our best assets and are made up of respected industry innovators, influencers, and big thinkers. Our business isn’t selling mortgages, it’s building relationships. We are also thrilled to be recognized on the 2022 list of Best Workplaces for Women! We’re looking for a Mortgage Fulfillment Officer (Insured) to join the MCAN family. ...

  • Mobile Mortgage Specialist I

    4 weeks ago

    Toronto, Canada TD Bank Full time

    Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Personal & Commercial Banking Pay Details: **Job Description**: The Mobile Mortgage Specialist (MMS) is accountable to provide service / sales support and expert advice on RESL products to new and prospective customers. Contributes to the growth of the business by developing and...

  • MTG OPS

    2 weeks ago

    Toronto, ON, Canada Haventreebank Full time

    MTG OPS - Mortgage Operations Specialist Tuesday, April 16, 2024 Haventree Bank is a private Canadian Schedule 1 bank specializing in alternative mortgage programs and insured GIC deposits. We help hardworking Canadians from coast-to-coast achieve homeownership by offering flexible mortgage solutions. Our insured GIC deposits offer competitive rates and...

  • MTG OPS

    2 weeks ago

    Old Toronto, Canada Haventreebank Full time

    MTG OPS - Mortgage Operations Specialist Tuesday, April 16, 2024 Haventree Bank is a private Canadian Schedule 1 bank specializing in alternative mortgage programs and insured GIC deposits. We help hardworking Canadians from coast-to-coast achieve homeownership by offering flexible mortgage solutions. Our insured GIC deposits offer competitive rates and are...

  • MTG OPS

    2 weeks ago

    Old Toronto, Canada Haventreebank Full time

    MTG OPS - Mortgage Operations Specialist Tuesday, April 16, 2024 Haventree Bank is a private Canadian Schedule 1 bank specializing in alternative mortgage programs and insured GIC deposits. We help hardworking Canadians from coast-to-coast achieve homeownership by offering flexible mortgage solutions. Our insured GIC deposits offer competitive rates and are...

  • MTG OPS

    2 weeks ago

    Old Toronto, Canada Haventreebank Full time

    MTG OPS - Mortgage Operations Specialist Tuesday, April 16, 2024 Haventree Bank is a private Canadian Schedule 1 bank specializing in alternative mortgage programs and insured GIC deposits. We help hardworking Canadians from coast-to-coast achieve homeownership by offering flexible mortgage solutions. Our insured GIC deposits offer competitive rates and are...

  • Mortgage Specialist, Renewals

    4 weeks ago

    Toronto, Canada First National Financial Full time

    Working together to be our best! First National is Canada’s largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988. Over the past thirty years, we have been committed to hiring the best and brightest with over 1,000 proud team members. Through cooperation, ongoing coaching, development opportunities and a...

  • Mortgage Specialist, Refinance

    5 days ago

    Toronto, Canada First National Financial Full time

    Working together to be our best! First National is Canada’s largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988. Over the past thirty years, we have been committed to hiring the best and brightest with over 1,000 proud team members. Through cooperation, ongoing coaching, development opportunities and a...

  • Analyst, Quality Assurance

    4 weeks ago

    Toronto, Canada RFA Bank of Canada, RFA Mortgages Corp. Full time

    RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet based Alternative mortgage lender (Alt-A and B lending). Combined, RFA offers...

  • Commercial Mortgage Specialist

    7 days ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Bilingual Mortgage Specialist

    4 weeks ago

    Toronto, ON, Canada Home Capital Group Full time

    Mortgage Officer (Regular and Bilingual) (14925) Requisition ID 14925- Posted -  Full Time -  Residential Underwriting -  Toronto Home Trust is Canada’s leading alternative mortgage lender, employing nearly 1,000 people in our Toronto headquarters and branches across the country. Our vision is to be Canada’s market leader in alternative-based...

  • Mortgage Specialist

    3 weeks ago

    Toronto, Canada BMO Financial Group Full time

    1859 Leslie St Toronto Ontario,M3B 2M1 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective...

  • Mortgage Specialist

    7 days ago

    Toronto, Canada BMO Financial Group Full time

    419 Eglinton Avenue West Toronto Ontario,M5N 1A4 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes...

  • Mortgage Specialist

    2 weeks ago

    Toronto, Canada BMO Financial Group Full time

    57-59 Provost Dr Unit B Bldg E Toronto Ontario,M2K 0B7 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes...

  • Mortgage Specialist

    2 weeks ago

    Toronto, Canada BMO Financial Group Full time

    1225 McCowan Road Toronto Ontario,M1H 3K3 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective...

  • Mortgage Specialist

    4 weeks ago

    Toronto, Canada BMO Financial Group Full time

    877 Lawrence Avenue East Toronto Ontario,M3C 2T3 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes...

  • Mortgage Specialist

    4 weeks ago

    Toronto, Canada BMO Financial Group Full time

    1500 Royal York Road, Unit 28 Toronto Ontario,M9P 3B6 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes...

  • Mortgage Specialist

    2 weeks ago

    Toronto, Canada BMO Financial Group Full time

    3835 Bloor StW/5230 Dundas StW Toronto Ontario,M9B 1K9 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes...

  • Mortgage Specialist

    2 weeks ago

    Toronto, Canada BMO Financial Group Full time

    2194 Lake Shore Boulevard West Toronto Ontario,M8V 1A2 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes...