Analyst / Associate, Ratings and Monitoring

3 weeks ago

Toronto, Canada Royal Bank of Canada Full time

**Come Work with Us**

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

**Job Title**

Analyst / Associate, Ratings and Monitoring

**What is the opportunity?**

As an Analyst / Associate on the Ratings and Monitoring team, you will be responsible for assessing credit ratings of Capital Markets borrowers, verifying covenant compliance, monitoring company and industry developments and identifying key risk events. The role will require you to develop industry expertise and collaborate with internal stakeholders across several sectors of the Business; including Adjudication, Corporate Banking, Global Credit and other Capital Markets areas. This role also requires you to pay-it-forward, as such you are expected to coach and mentor junior risk analysts.

** Please also note that this is a Toronto based role where there is a minimum expectation of 3+ days per week in the office.**

**What will you do?**

For the assigned portfolio, you will be responsible for:

- A Non-Bank Financial Institutions (NBFI), including Investment Managers, Funds, Regulated Insurance, Insurance Brokers, Investment Dealers, Canadian Credit Unions, among others;
- Managing and monitoring credit risk, which includes identifying key credit events, reviewing / refreshing credit risk ratings at a minimum on an annual basis;
- Participate in team deliverable targets with respect to regulatory / audit requests;
- Ensure borrower’s compliance of terms and conditions of credit agreement;
- Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners;
- Conduct research, analyze financial statements and develop financial projection; and
- Collaborate cross-teams and with our business partners.

**What do you need to succeed?**

**Must-Have**:

- Bachelor's degree in a relevant field of study
- 3-5 years knowledge and experience in credit risk and/or financial analysis
- Self-motivated with a combination of strong credit and analytical skills
- Ability to critically assess financial statements and other client reports and draw reasoned conclusions
- Excellent verbal and written communication skills
- Ability to work effectively within a team environment.
- High degree of computer literacy: MS Office Suite, database software, and electronic tools for on-line research

**Nice-To-Have**:

- Academic background with a Master’s level accreditation: usually an MBA, CFA, CPA or other professional designation
- Experience with S&P, Capital IQ, Moody’s

**What’s in it for you?**

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including performance-based bonuses, flexible benefits, competitive compensation packages
- Leaders who prioritize development and provide opportunities for accelerated career growth
- Work in a dynamic, collaborative, progressive, and high-performing team
- Ability to make a difference and lasting impact

**Job Summary**

**Address**:
TORONTO, Ontario, Canada

**City**:
CAN-ON-TORONTO

**Country**:
Canada

**Work hours/week**:
37.5

**Employment Type**:
Full time

**Platform**:
Capital Markets

**Job Type**:
Regular

**Pay Type**:
Salaried

**Posted Date**:
2023-07-11

**Application Deadline**:
2023-07-26

**I**nclusion** and Equal Opportunity Employment**

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

**Join our Talent Community**

Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

  • Associate / Analyst, Ratings and Monitoring

    1 month ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Associate, Ratings and Monitoring

    2 weeks ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Associate, Ratings

    4 weeks ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Analyst, Rating

    1 month ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Credit Analyst, Associate Director

    2 days ago

    Toronto, Canada Fitch Ratings Full time

    Credit Analyst, Associate Director / Director - Technology, Media & Telecom - Toronto **Requisition ID**:46670**Business Unit**:Fitch Ratings**Category**:Credit Analysis & Research**Location**:Toronto, ON, CA - Toronto, ON, CA - Toronto, ON, CA**Date Posted**:Jun 3, 2024- At Fitch, we have an open culture where employees are able to exchange ideas and...

  • Associate, Ratings

    3 weeks ago

    Toronto, Canada Royal Bank of Canada Full time

    **Job Summary** **What is the opportunity?** As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBC’s Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an assigned...

  • Credit Analyst, Associate Director

    3 hours ago

    Toronto, Canada Fitch Ratings Full time

    Credit Analyst, Associate Director / Director - Funds & Asset Management - Toronto **Requisition ID**:46590**Business Unit**:Fitch Ratings**Category**:Credit Analysis & Research**Location**:Toronto, ON, CA**Date Posted**:May 8, 2024- At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization,...

  • Associate, Ratings

    3 weeks ago

    Toronto, Canada Royal Bank of Canada> Full time

    Job SummaryJob DescriptionWhat is the opportunity? As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBC’s Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an assigned...

  • Associate, Ratings

    2 days ago

    TORONTO, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity? As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBC’s Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an...

  • Associate, Ratings

    3 weeks ago

    TORONTO, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity? As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBC’s Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an...

  • Analyst, Rates

    1 month ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Credit Analyst, Associate Director

    2 weeks ago

    Toronto, Canada Fitch Ratings Full time

    At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and...

  • Credit Analyst, Associate Director

    2 days ago

    Toronto, Canada Fitch Ratings Full time

    At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and...

  • Associate Analyst 3

    2 weeks ago

    Toronto, Canada Moody's Full time

    **The Role** The Associate Analyst 3 (AA3) will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The AA3 will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...

  • Analyst, Credit Ratings

    1 week ago

    Toronto, Canada DBRS Full time

    About the role: The position is in the commercial mortgage backed securities (CMBS) group, which is responsible for rating and monitoring bonds secured by commercial real estate loans. The role will focus on conducting analysis at the collateral and transaction level as part of annual and event-driven reviews for the transactions in DBRS Morningstar’s...

  • Analyst, Credit Ratings

    1 week ago

    Toronto, Canada DBRS Full time

    Job Responsibilities - Obtain an understanding of DBRS Morningstar’s methodologies, models, criteria and other analytical tools to assess the credit worthiness of the various transaction types within DBRS Morningstar’s rated CMBS book, including Multi-Borrower, Single-Borrower/Single Asset and CRE CLO transactions. - As a support analyst, help to...

  • Analyst, Credit Ratings, North America Cmbs

    6 days ago

    Toronto, Canada Morningstar Full time

    **Job Description**: **About the role**: The position is in the commercial mortgage backed securities (CMBS) group, which is responsible for rating and monitoring bonds secured by commercial real estate loans. The role will focus on conducting analysis at the collateral and transaction level as part of annual and event-driven reviews for the transactions in...

  • Associate - Structured Finance Ratings - Abs

    2 weeks ago

    Toronto, Canada S&P Global Full time

    **The Role**: Associate - Structured Finance Ratings - ABS **The Team**: S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by a wide variety of ABS assets. In this role, the Associate will be responsible for the end-to-end rating process,...

  • Associate - Structured Finance Ratings - Abs

    2 days ago

    Toronto, Canada S&P Global Full time

    **The Role**: Associate - Structured Finance Ratings - ABS **The Team**: S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by a wide variety of ABS assets. In this role, the Associate will be responsible for the end-to-end rating process,...

  • Senior Director, Macro Credit Research 1

    1 week ago

    Toronto, Canada Fitch Ratings Full time

    Director/Senior Director, Fitch Wire (Credit Policy Group) Fitch Wire is a cross-sector credit research and commentary team with analysts in New York, London and Hong Kong. Our mission is to publish a high-volume credit research product focusing on timely short-form analysis on topical issues of significant interest to investors and longer form...