![Royal Bank of Canada](https://media.trabajo.org/img/noimg.jpg)
Associate, Ratings
4 weeks ago
Job Summary
Job Description
What is the opportunity?Â
As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBCâs Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an assigned portfolio of Asset Managers, Financial Market Intermediaries, and Diversified Industrial companies on behalf of Global Credit. You will identify and escalate deteriorating situations during the ongoing monitoring of the portfolio. As Associate, you will contribute to the team and add value to the credit process.
What will you do?
- Conduct credit analysis and assessment rating reports, including providing any additional analysis as required by the Team Lead, Risk Managers, Corporate Bankers, new regulatory standards, etc.
- Complete RAFs, including financial modeling where required to be adjudicated by Risk Managers
- Actively follow business and financial performance of the borrowers in your portfolio through daily monitoring of financial and industry information, regulatory events, external rating agency movements, and other early warning signals
- Assist in the timely and consistent preparation of materials to support risk rating activities, which include but are not limited to annual and interim reviews and credit comments
- Maintain industry peer group comparisons, including research with respect to industry developments, regulatory changes and other issues as required
- Develop thorough knowledge of the latest Criteria Papers and Policies and ongoing updates made to them
- Completion of monthly/quarterly monitoring for all borrowers as required, and ensure compliance with terms and conditions of loan and other agreements, all on a timely basis
- Identify deteriorating credits early and assess borrower risk; escalate when required, recommend a course of action to Loan Portfolio Management, Corporate Banking, Group Risk Management, Institutional Client and Credit Management and other partners as appropriate
What do you need to succeed?Â
Must-have
- Minimum Bachelorâs degree (i.e. B.Comm., BSc/BA Finance, BA Economics or related subjects)
- High degree of knowledge of financial markets and credit analysis; sound knowledge across multiple industry sectors; strong financial risk analysis and accounting skills
- Demonstrated financial modeling and analytical skills, including ability to think critically and âoutside the boxâ and make sound recommendations
- Strong interpersonal and teamwork skills; ability to deal effectively with Senior Management within Global Credit, Corporate Banking, GRM Credit and other Business Partners
- Strong research skills, with proven ability to write clearly and concisely
- High degree of computer literacy with high comfort level in use of word processing (Word), spreadsheet (Excel) and database software (various) and in using electronic tools for on-line research
Nice-to-have
- Experience or general interest in the Asset Management, Financial Market Intermediaries, and Industrial segments
- Commercial or Corporate Credit experience
- Academic background with a masterâs level accreditation: usually an MBA, CFA, CPA or other professional designation
- Familiarity with the RBC Capital Markets credit process and loan agreements
- Knowledge of RBC internal systems such as CCMS, TMS, Newton, etc.
Whatâs in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.Â
- Leaders who prioritize development and provide opportunities for accelerated career growth
- Work in a dynamic, collaborative, progressive, and high-performing teamÂ
- Ability to make a difference and lasting impact
Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Taking Initiative, TeamworkAdditional Job Details
Address:
ROYAL BANK PLAZA, 200 BAY ST:TORONTOCity:
TORONTOCountry:
CanadaWork hours/week:
37.5Employment Type:
Full timePlatform:
Capital MarketsJob Type:
RegularPay Type:
SalariedPosted Date:
2024-05-17Application Deadline:
2024-06-03Inclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
âââââââ
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
-
Credit Analyst, Associate Director
1 day ago
Toronto, Canada Fitch Ratings Full timeCredit Analyst, Associate Director - Utilities & Midstream - Toronto **Requisition ID**:46623**Business Unit**:Fitch Ratings**Category**:Credit Analysis & Research**Location**:Toronto, ON, CA**Date Posted**:May 17, 2024At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of...
-
Associate Director, Energy and Industrials
4 days ago
Toronto, Canada Fitch Ratings Full timeAssociate Director, Energy and Industrials - Global Infrastructure Group - Toronto **Requisition ID**:46697**Business Unit**:Fitch Ratings**Category**:Credit Analysis & Research**Location**:Toronto, ON, CA**Date Posted**:Jun 10, 2024- At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization,...
-
Credit Analyst, Associate Director
1 week ago
Toronto, Canada Fitch Ratings Full timeCredit Analyst, Associate Director / Director - Funds & Asset Management - Toronto **Requisition ID**:46590**Business Unit**:Fitch Ratings**Category**:Credit Analysis & Research**Location**:Toronto, ON, CA**Date Posted**:May 8, 2024- At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization,...
-
Credit Analyst, Associate Director
2 weeks ago
Toronto, Canada Fitch Ratings Full timeCredit Analyst, Associate Director / Director - Technology, Media & Telecom - Toronto **Requisition ID**:46670**Business Unit**:Fitch Ratings**Category**:Credit Analysis & Research**Location**:Toronto, ON, CA - Toronto, ON, CA - Toronto, ON, CA**Date Posted**:Jun 3, 2024- At Fitch, we have an open culture where employees are able to exchange ideas and...
-
Associate Director, Energy and Industrials
5 days ago
Toronto, Canada Fitch Ratings Full timeAt Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and...
-
Credit Analyst, Associate Director
3 weeks ago
Toronto, Canada Fitch Ratings Full timeAt Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and...
-
Credit Analyst, Associate Director
2 weeks ago
Toronto, Canada Fitch Ratings Full timeAt Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and...
-
Associate, Ratings
1 week ago
Toronto, Canada Royal Bank of Canada Full time**Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...
-
Associate, Ratings and Monitoring
3 weeks ago
Toronto, Canada Royal Bank of Canada Full time**Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...
-
Associate, Ratings
1 month ago
Toronto, Canada Royal Bank of Canada Full time**Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...
-
Analyst, Rates
1 month ago
Toronto, Canada Royal Bank of Canada Full time**Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...
-
Associate, Ratings
4 weeks ago
Toronto, Canada Royal Bank of Canada Full time**Job Summary** **What is the opportunity?** As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBC’s Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an assigned...
-
Associate, Ratings
13 hours ago
Toronto, Canada Royal Bank of Canada Full time**Job Summary** **What is the opportunity?** As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBC’s Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an assigned...
-
Associate - Structured Finance Ratings - Abs
1 week ago
Toronto, Canada S&P Global Full time**The Role**: Associate - Structured Finance Ratings - ABS **The Team**: S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by a wide variety of ABS assets. In this role, the Associate will be responsible for the end-to-end rating process,...
-
Associate - Structured Finance Ratings - Abs
4 weeks ago
Toronto, Canada S&P Global Full time**The Role**: Associate - Structured Finance Ratings - ABS **The Team**: S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by a wide variety of ABS assets. In this role, the Associate will be responsible for the end-to-end rating process,...
-
Associate - Structured Finance Ratings - Abs
2 weeks ago
Toronto, Canada S&P Global Full time**The Role**: Associate - Structured Finance Ratings - ABS **The Team**: S&P Global Ratings is seeking an experienced analyst to join its Structured Finance Ratings practice which provides credit ratings and opinions for securitizations backed by a wide variety of ABS assets. In this role, the Associate will be responsible for the end-to-end rating process,...
-
Associate, Ratings
4 weeks ago
Toronto, Canada Royal Bank of Canada> Full timeJob SummaryJob DescriptionWhat is the opportunity? As an Associate in Global Credit, you will support the Ratings & Monitoring team with efficient and effective credit analysis and assessments of RBC’s Capital Markets clients via high quality Risk Assessment Frameworks (RAFs). Responsibilities include monitoring the financial performance of an assigned...
-
Associate / Analyst, Ratings and Monitoring
2 months ago
Toronto, Canada Royal Bank of Canada Full time**Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...
-
Associate- Structured Finance Ratings
3 weeks ago
Toronto, Canada S&P Global Full time**The Role**: Associate - Structured Finance Ratings - Nontraditional **The Team**: The team provides and monitors credit ratings and opinions for securitizations backed by a wide variety of nontraditional assets, including aircraft, container, railcar, NNN, and other lease-based products, corporate securitizations, small business, solar, and timeshare...
-
Associate - na Energy Infrastructure Ratings
1 week ago
Toronto, Canada S&P Global Full time**US Location(s)**: New York, NY **Canada Location(s)**: Toronto, ON **The Team**: We also work on transactions in partnership with other practices on a regular basis. Effective teamwork and a thoughtful approach to problem-solving are highly valued. **The Role**: We are currently looking for a highly skilled and motivated individual to join our growing...