Mortgage Agent/underwriter

2 months ago


Toronto, Canada Breezeful Full time

Breezeful is now permanently remote and working towards a future that is digital by default.

**Who are we?**

Breezeful is a tech-enabled national brokerage operating in Ontario, British Columbia, Alberta, New Brunswick, and Nova Scotia. Our aim is to provide a convenient and efficient way for individuals to secure a mortgage online. We are backed by renowned investors who were early supporters of game-changing companies such as Airbnb, Dropbox, and DoorDash.

Led by ex-Shopify tech employees and mortgage industry veterans, we seek to reimagine how the industry works.

**Who are we looking for?**

We are looking for mortgage agents/ brokers/associates who want to make a significant impact on modernizing the mortgage industry.

You are:

- A highly motivated individual, who is a self-starter with exceptional sales skills.
- Dynamic and outgoing personality
- Excellent interpersonal, communication, and customer service skills

**You'll be working on**:

- Analyze borrower credit profiles, income, assets, and collateral to determine loan eligibility
- Calculate debt-to-income ratios and other financial ratios to assess risk and determine loan amounts
- Maintain a working knowledge of industry regulations and company policies
- Assist in the training and development of junior mortgage brokers
- Data entry on expert programs ie Filogix.
- Reviews, appraises and recommends submissions for acceptance or declination within established appetite.
- Provides account servicing support for the team and agents.
- Able to independently interact with brokers and customers in certain instances.

**Qualifications**:

- 2+ years of experience as a Mortgage Underwriter/Broker.
- A successful track record in sales
- Bilingual/multilingual considered a great asset
- Experience with Filogix is an asset
- Underwriting experience is an asset
- Retail banking experience as a mortgage specialist is an asset

**What we Offer**:

- 100% commissions based role.
- Make more money: Keep the majority of your commissions and lower fees
- Save time: cut your work down by 50% using our unique digital mortgage platform
- Underwriting support so you can focus on growing your business
- Career growth within the company - team lead positions available
- Contribute to shaping our digital mortgage platform with your ideas
- Close mortgages anywhere in Canada, currently licensed in ON, BC, AB, NB and NS
- Direct access to management
- Exceptional and ongoing training and mentorship
- Company events
- And many more benefits

You can expect to hear back from us (regardless of outcome) within 3 weeks from when you applied.

**Salary**: $30,000.00-$120,000.00 per year

**Benefits**:

- Company events
- Flexible schedule
- Work from home

Flexible Language Requirement:

- French not required

Schedule:

- Monday to Friday
- Weekends as needed

Supplemental pay types:

- Commission pay

Application question(s):

- Do you have 2 years of underwriting and/or brokering experience
- Have you underwritten for a team of agents?

Work Location: In person


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