Associate, Commercial Mortgage Group

4 weeks ago

Calgary, Canada Scotiabank Full time

Requisition ID: 209462

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Contributes to the profitable growth and quality of the Bank’s mortgage portfolio for loans originating from Real Estate Banking and/or Commercial Distribution across Canada, (both conventional and CMHC insured), by performing financial solutions-related activities for clients including risk analysis, deal structuring, pricing, negotiation and presentation on highly complex deals, across the real estate segment in a defined market area, in Canada, ensuring business strategies, plans and initiatives are supported in compliance with governing regulations, internal policies and procedures.

**Is this role right for you? In this role, you will**:

- Champions a customer focused culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
- Contributes to the profitable development of the Commercial Credit business for mortgage loans on a national basis by:

- Ensuring the timely analysis, structure and presentation of credit / financial solutions/proposals within the defined market area;
- Providing prompt and sound recommendations in the analysis and adjudication of credit proposals;
- Ensuring that writings to Banking and other stakeholders clearly convey the rationale for decisions, so that they may respond effectively to clients;
- Providing input and recommending pricing for loans and credit-related fees which yield a return commensurate with risk and due regard to profit, administration and competitive considerations;
- Recommending alternative terms, conditions and covenants to provide a viable banking proposal to the client within sound credit lending practices;
- Input into restructuring marginal proposals into bankable deals where possible;
- Where appropriate, providing guidance, coaching and counsel to Banking and other stakeholders, so that they may better serve clients’ needs.
- Ensures the accurate communication of the terms and conditions of an authorization and the effective and timely implementation of same by:

- Writing or reviewing all written authorizations to ensure accuracy, completeness and clarity;
- Ensuring prompt follow-up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management where necessary;
- Promptly and effectively escalating and/or addressing issues surrounding the adequacy, quality and completeness of loan documentation and security;
- Liaising to ensure any required changes to Banking and follow-up for the accurate execution and delivery of same prior to disbursement of funds.
- Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements, as specified in individual authorizations are adhered to by:

- Part of the team that directs and assists the Senior Client Solutions Analysts in the detailed evaluation of all information received, reporting deficiencies or any negative findings to senior management;
- Escalating and advising senior management of any credit weaknesses developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological, and real estate industry information.
- Adhere to any regulatory and internal Bank policies and requirements;
- Provide coaching/counselling to Senior Client Solutions Analysts as applicable by:

- Input into developing the credit competencies of Senior Client Solutions Analysts in relation to assigned accounts;
- Providing timely performance feedback on credit analysis presented for review.
- Input into and directing day-to-day activities in a manner consistent with the Bank’s risk culture and the relevant risk appetite statement and limits. Communicates the Bank’s risk culture and risk appetite statement throughout their teams.
- Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
- Creates an environment in which his/her team pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
- Builds a high-performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment and using a coaching mindset and behaviours; communicating vison/values/business strategy; and, managing succession and development planning for the team.

**Do you have the skills that will enable you to succeed in this role? - We’d love to work with you if you have**:

- In-depth knowledge of the Bank’s lendin

  • Mortgage Agent/ Mortgage Associate

    4 months ago

    Calgary, Canada Breezeful Mortgage Full time

    **What does Breezeful provide to our Mortgage Associates?** - **Nationwide Locations**:licensed in AB, ON, BC, NB, SK and NS, with co-brokers in other provinces such as QC to handle clients all over Canada. - **Backed by DLC**:we're proudly backed and under **Dominion Lending Center (DLC)**, boasting an impressive mortgage volume exceeding $50B. - **Digital...

  • Mortgage Agent/ Mortgage Associate

    7 days ago

    Calgary, Canada Breezeful Mortgage Full time

    **What does Breezeful provide to our Mortgage Associates?** - **Nationwide Locations**:licensed in AB, ON, BC, NB, SK and NS, with co-brokers in other provinces such as QC to handle clients all over Canada. - **Backed by DLC**:we're proudly backed and under **Dominion Lending Center (DLC)**, boasting an impressive mortgage volume exceeding $50B. - **Digital...

  • Associate, Commercial Mortgage Group

    2 months ago

    Calgary, Canada Scotiabank Full time

       Requisition ID: 209462Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Contributes to the profitable growth and quality of the Bank’s mortgage portfolio for loans originating from Real Estate Banking and/or Commercial Distribution across Canada, (both conventional and CMHC insured), by...

  • Mortgage Associate

    6 months ago

    Calgary, Canada Mortgage Tree Full time

    Mortgage Tree is a family based company built on it values of Trust, Service, Heart and Clarity. If you have a passion for clients, building lasting relationships in a dynamic team approach with a community base focus we would be happy to speak with you! The experience we are looking for is: - 3 years or more in the industry - Excellent communication and...

  • Commercial Mortgage Broker

    2 weeks ago

    Calgary, Canada Canada ICI Capital Corporation Full time

    We are looking for interesting, independent thinkers and doers who can help shape the culture of a forward-looking company that's proud of its legacy. The Mortgage Analyst works in a team-based environment focusing on delivering high quality market analysis and financial reporting. This position will expose the analyst to a wide variety of commercial real...

  • Senior Commercial Mortgage Underwriter

    2 weeks ago

    Calgary, Alberta, Canada Canada ICI Capital Corporation Full time

    At Canada ICI Capital Corporation, we're seeking a talented Senior Commercial Mortgage Underwriter to join our team in Calgary, Alberta. As a key member of our mortgage origination group, you'll play a crucial role in shaping the future of commercial real estate finance in Canada.About the RoleThis is an exciting opportunity to leverage your expertise in...

  • Senior Commercial Mortgage Analyst

    2 weeks ago

    Calgary, Alberta, Canada Peakhill Capital Full time

    At Peakhill Capital, we are seeking a highly skilled Credit Associate to join our dynamic team. As a valued member of our commercial real estate finance group, you will play a pivotal role in underwriting and funding mortgage transactions across various asset classes in Canada.About Us:Peakhill Capital is a leading commercial real estate capital provider...

  • Commercial Mortgage Portfolio Manager

    4 weeks ago

    Calgary, Alberta, Canada Peoples Trust Full time

    About UsPeoples Trust, a boutique financial institution with offices in Vancouver, Calgary, Toronto, and Montreal, has been serving the Canadian market for over 35 years. Our mission is to exceed customer expectations by providing exceptional service backed by extensive product knowledge and experience.CultureOur culture is built on three core values:...

  • Commercial Mortgage Underwriter

    3 weeks ago

    Calgary, Alberta, Canada Peakhill Capital Full time

    As a Commercial Mortgage Underwriter at Peakhill Capital, you will be responsible for conducting thorough analyses of financial data and assessing the value of underlying assets to underwrite and fund commercial mortgage transactions.The ideal candidate will have an undergraduate degree in business or a related field and a minimum of 2-3 years' experience in...

  • Calgary - Mortgage Agent

    6 months ago

    Calgary, Canada True North Mortgage Full time

    **Your Role**: We are a team of experienced, smart, well-rounded Mortgage Brokers looking for new talent to join our organization. If you have experience in the Mortgage biz and have a great personality with tons of ambition, we would like your help to take our company to the next level. What sets us apart? We are the only brokerage to utilize retail stores...

  • Senior Commercial Mortgage Underwriter

    2 weeks ago

    Calgary, Alberta, Canada AY Talent Full time

    At AY Talent, we are seeking a highly skilled Credit Associate to join our dynamic and growing team on the debt side in Montreal.Our client is a commercial real estate capital provider with mortgage investments across all real estate asset classes in Canada. Their equity platform focuses on opportunistic equity investments in ground-up and value-add projects...

  • Commercial Mortgage Underwriter

    2 weeks ago

    Calgary, Alberta, Canada Peakhill Capital Full time

    At Peakhill Capital, we are seeking a skilled Commercial Mortgage Underwriter to join our dynamic team in Calgary or Montreal. As a key member of our debt side team, you will play a critical role in analyzing and interpreting financial data, assessing the value of underlying assets, and underwriting commercial mortgage transactions. ResponsibilitiesConduct...

  • Commercial Mortgage Underwriter

    2 weeks ago

    Calgary, Alberta, Canada AY Talent Full time

    About the RoleWe are seeking a highly skilled Commercial Mortgage Underwriter to join our team at AY Talent in Montreal. As a key member of our debt capital team, you will play a critical role in analyzing and underwriting commercial mortgage transactions.Key ResponsibilitiesConduct thorough due diligence on borrowers, including financial analysis and asset...

  • Senior Commercial Mortgage Analyst

    3 weeks ago

    Calgary, Alberta, Canada AY Talent Full time

    Job DescriptionAy Talent is seeking a detail-oriented Senior Commercial Mortgage Analyst to join our dynamic team in Montreal. As a commercial real estate capital provider, we offer a unique opportunity to work with mortgage investments across all real estate asset classes in Canada.Key ResponsibilitiesConduct thorough due diligence and financial analysis to...

  • Mortgage Analyst

    6 months ago

    Calgary, Canada Canada ICI Capital Corporation Full time

    We are looking for interesting, independent thinkers and doers who can help shape the culture of a forward-looking company that's proud of its legacy. The **Mortgage Analyst** works in a team-based environment focusing on delivering high quality market analysis and financial reporting. This position will expose the analyst to a wide variety of commercial...

  • Mortgage Analyst

    3 months ago

    Calgary, Canada Canada ICI Capital Corporation Full time

    We are looking for interesting, independent thinkers and doers who can help shape the culture of a forward-looking company that's proud of its legacy. The Mortgage Analyst works in a team-based environment focusing on delivering high quality market analysis and financial reporting. This position will expose the analyst to a wide variety of commercial real...

  • Commercial Mortgage Underwriter Specialist

    2 weeks ago

    Calgary, Alberta, Canada AY Talent Full time

    As a Commercial Mortgage Underwriter Specialist at AY Talent, you will have the opportunity to work with a commercial real estate capital provider that offers mortgage investments across all real estate asset classes in Canada and the United States.The company's equity platform is focused on opportunistic investments in ground up and value-add projects in...

  • Associate Mortgage Underwriter

    1 month ago

    Calgary, Canada First National Financial Full time

    First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law. We are hiring an Associate Mortgage Underwriter, Residential Underwriting! **Reporting...

  • Associate Mortgage Underwriter

    7 months ago

    Calgary, Canada First National Full time

    Working together to be our best! We are hiring an Associate Mortgage Underwriter, Residential Underwriting! The Associate Mortgage Underwriter is responsible for ensuring that all broker conditions are met prior to closing and for all interactions with the Broker to cooperatively satisfy all conditions within a mortgage commitment. Reporting To: ...

  • Mortgage Specialist

    4 weeks ago

    Calgary, Canada BMO Financial Group Full time

    3517 Charleswood Dr NW Calgary Alberta,T2L 2C1 Join BMO - imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role - helping...