Associate, Credit Solutions Group, Td Wealth

4 weeks ago


Toronto, Canada TD Bank Full time

**Associate, Credit Solutions Group, TD Wealth Private Banking**:

- 425438BR

**Job Category - Primary**
- Wealth Management

**Work Location**
- TD Centre - South - 79 Wellington Street West

**Employment Type**
- Regular

**City**
- Toronto

**Time Type**
- Full Time

**Province/State**
- Ontario

**Hours**
- 37.5

**Workplace Model**
- Onsite

**Pay Details**

**Department Overview**
- TD Wealth is focused on the delivery of legendary client experiences to Mass Affluent and High-Net Worth clients through an integrated team of professionals across Private Investment Advice, Private Investment Counsel, Financial Planning, Private Banking, Private Trust, Wealth Insurance and Wealth Advisory Services.
- The Credit Solutions Group is focused on helping to create and implement complex structured financial solutions providing superior risk adjusted after-tax rewards for Ultra High Net Worth and High Net Worth individuals, families, and business leaders. The department brings value through custom loan structures that help private Banking clients build net worth, protect what matters, implement tax-efficient strategies and leave a legacy.
- The target market includes UHNW and HNW individuals and their families, successful business entrepreneurs and professionals.
- The group has direct accountability and responsibility to assist and educate Private Banking managers and their teams across the country in credit structures

**Job Details**
- The Associate position reports to a Senior Manager, but operationally will support a team of National Managers and Credit Managers.
- This is an exciting introductory experience into the interesting and vital world of Private Banking. You will learn the fundamentals of personal and business lending through financial analysis and risk management. This will give you the capability to work closely with a variety of Lead Relationship Managers as they strive to successfully meet their clients individual and financial goals.
- Key accountabilities are:

- Credit Analysis with a focus on personal and corporate cashflow and liquidity analysis
- Gaining exposure to the expiry and annual review process. Completing annual reviews from start to finish
- Assist with the credit risk management of an existing portfolio of clients
- Participate in deal meetings to gain exposure on new deal discussions
- Develop analysis to illustrate trends and identify areas of opportunities
- Participate in deal closings including the security/documentation process and funding new loans
- Provide day-to-day support, as well as support on special projects
- Execute on data requests accurately and within a timely manner
- Contribute to the identification of key performance indicators
- Provide suggestions, ideas, and opportunities to support business needs
- Identify opportunities for business/revenue growth and/or efficiencies
- Your future career path in TD Wealth Private Banking can include a variety of challenging roles in sales, relationship management, and risk management

**Job Requirements**
- Talent Requirements:

- Accreditation Requirements: Post-Secondary degree (Business Degree, MBA, CFA, Accounting Designation considered an asset)
- Applications must include a cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
- TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
- Line of Business Requirements:

- Strong proficiency in Microsoft Office with the ability to translate data into a meaningful and visual story
- Superior analytics and data presentation skills
- Self-starter who takes ownership and is results-oriented
- Creative problem solver who is solutions focused
- Ability to develop and manage relationships with multiple stakeholders - both internal and field facing
- Flexible team player who can quickly adapt to change
- Some financial services industry experience

**Company Overview**

**Our Values**
At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.**Making Your Well-being a Priority**
A supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our foc



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