Credit Risk Analyst Co-op
1 day ago
**Role Type**:
Internship/Co-op
**Work Term**:
Summer/Term 3
**Work Location**:
Toronto, Ontario, Canada
**Hours**:
37.5
**Pay Details**:
44000.00 - 48000.00 CAD
DEPARTMENT OVERVIEW
Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.
Our **Co-op/Intern Programming**is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:
- Leadership talks with key Leaders from across the organization
- Connect and Learns on topics such as Innovation
- Diversity and Inclusion and Personal Branding and so much more
The Small Business Banking Risk strategy team is responsible for the development, monitoring and execution of credit risk automation strategies and initiatives that will assist our business partners in achieving growth and profitability while supplying effective challenge to maintain the overall risk quality of our lending portfolios.
The team supports SBB business growth within TD's risk appetite. The core function of team is to build Automated Risk Decisions (ARD) using AI (Artificial Intelligence) and ML (Machine Learning) models to get faster and more consistent credit decisions.
The intern will be working on key projects on SBB ARD development/enhancement. This may include:
- Participate in the ARD design for SBB auto adjudication, including credit risk analysis, impact assessment and loss estimation.
- Conduct performance review on the ARD to test the effectiveness of various decision keys and identify opportunities for enhancement (higher automation and better risk control).
- Support the ARD implementation and testing, which includes communicating the business requirements to Technology and running test cases to ensure the ali gnment between ARD design and implementation.
JOB REQUIREMENTS
- Currently enrolled in an **undergraduate degree**in Finance, Accounting, Analytics, Data, Business/ Commerce or related field
- Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term
- Self-motivated : strong ownership mentality and can-do attitude
- Prior knowledge of SAS/Python /SQL/Tableau would be considered an asset
ADDITIONAL INFORMATION
**Add if applicable**:Please note that this is a general posting. If you are selected for an interview, more information**regarding**which business group and the specific job duties will be provided.**
- This position is a 4-month work term and will commence May 5 th - August 29 th, 202 5.
- Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
- TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
**HOURS**
Monday-Friday, standard business hours
**INCLUSIVENESS**
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
**Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our T
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