Data Science Student, Credit Risk Analytics

2 months ago


Oakville, Canada CT Bank Full time

**Job Title: Credit Risk Analyst Student**
**Department: Credit Risk - Advanced Analytics Discovery & Design**
**Location: Hybrid - Remote/Oakville Office**
**Work Term/Duration: Winter 2025 - January to April 2025**

**Our Commitment to Students**

At Canadian Tire, we are committed to providing students with a supportive and collaborative environment that fosters knowledge sharing and offers key experiences to help them develop their capabilities through projects and objectives. We believe in setting specific and measurable goals that align with our business objectives to support learning and help students achieve their full potential. Our culture emphasizes learning from others, continuous improvement, agility, growth, and innovation, and we are invested in building a talented, diverse workforce for the future of Canada and Canadian Tire. Additionally, we are dedicated to building strong relationships with our student employees by engaging with them throughout their education and career pursuits and creating opportunities for ongoing communication and relationship building.

**What You'll Do**
- Reporting to the Manager of Advanced Analytics Discovery & Design in Credit Risk to develop predictive models for strategic decisions such as credit limit assignment, marketing promotions, collections, and new account adjudication.
- Assist in designing and implementing effective model deployment techniques and tracking performance metrics.
- Contribute to the development of new predictive models by conducting preliminary data analyses and assessing feasibility and business impact.
- Validate and evaluate predictive models using objective-specific metrics.
- Build and maintain expertise in lending, credit scoring, behavior scoring, portfolio management, direct marketing, data mining, and industry trends.

**What You Bring**
- Working towards a University degree in Mathematics (Statistics), or Computer Science
- Demonstrated superior analytical, mathematical, and problem-solving skills
- Knowledge of statistics and statistical models
- Self-driven development of technical skills through projects or hackathons
- Programming experience in Python/SAS/R
- Working knowledge of Python’s data-manipulation libraries (ex. pandas)
- Proven experience using Excel/Word/PowerPoint
- Excellent attention to detail

**Hybrid**

We value flexibility. We have adopted a hybrid work model whereby employees use a combination of working in office and virtually in service of outcomes. Each leader is empowered to decide what work is best achieved in person based on the unique needs of their team. This role is based out of our CTFS office in Oakville, Ontario.

**About Us**

At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.

**Our Commitment to Diversity, Inclusion and Belonging**

We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better..

**Accommodations


  • Data Analyst, Risk

    7 months ago


    Oakville, Canada Sagen Full time

    Job Summary Reporting to the Director, Risk Analytics, the Data Analyst will play a key role in automation, data storytelling, and advanced analytics for the Enterprise Risk Management team. **Responsibilities**: - Perform detailed analysis of insurance portfolio and economic data using data visualization tools and data analysis software to assist with the...

  • Credit Risk Officer

    3 weeks ago


    Oakville, Canada iA Groupe financier iA Financial Group Full time

    The Credit Risk Officer will ensure integrated and continuous risk management, using structured and consistent processes to identify, assess, manage, and control risks and their impact on activities and results. They will evaluate the sector’s risk profile and confirm adherence to required risk appetite and tolerance. responsible for monitoring emerging...


  • Oakville, Canada CT Bank Full time

    **Job Title: Data Analyst Student, Customer Analytics** **Department: Customer Analytics Centre of Excellence (CACE), Data Operations (DAOP)** **Location: Hybrid - Remote/Oakville, ON** **Work Term/Duration: Winter 2025 - January to April** **Our Commitment to Students** At Canadian Tire, we are committed to providing students with a supportive and...


  • Oakville, Canada CT Bank Full time

    **What you'll do** The mandate of the Credit Management and Banking Operations in Canadian Tire Bank is to build familiarity with our credit card customers to strengthen their relationship with Canadian Tire Corporation. The Credit Risk Late-Stage Customer Management team uses data, systems, and analysis to execute and optimize customer strategies to...


  • Oakville, Canada Samuel Packaging Systems Group Full time

    p>Position Title: Senior Credit AnalystLocation: Oakville, OntarioAbout Samuel, Son & Co. We offer countless opportunities for our team members to develop and grow in their careers, empower them to make decisions on the job, and be a part of driving positive change – within our organization and in the communities where we live and work. strong>Competitive...


  • Oakville, Ontario, Canada Samuel Packaging Systems Group Full time

    Job OverviewWe are seeking an experienced Commercial Credit Risk Specialist to join our team at Samuel Packaging Systems Group.This is a full-time position based in Oakville, Ontario, with a competitive salary range of $80,000 - $110,000 per year, depending on experience.ResponsibilitiesAnalyze new and existing accounts to assess credit risk and provide...

  • Data Scientist

    6 months ago


    Oakville, Canada CT Bank Full time

    **What you’ll do** We are the financial services division of one of Canada’s most trusted and recognized retailers in the country. It is our mandate to continue to create innovative financial solutions that our customers love. Our growing suite of products and services are a testament to the dynamic contributions of our employees and our continued focus...

  • Data Analyst

    7 months ago


    Oakville, Canada Finsana Full time

    FinSANA is looking for a** Data Analyst **to join our Analytics team. Reporting to the Senior Manager of Analytics, the Data Analyst will work with the business to understand new data sources, assess data quality, build critical reports, and perform ad hoc analyses. This person is quantitatively driven, detail-focused, with excellent inter-personal skills to...


  • Oakville, Canada Calligo Full time

    Calligo’s Data Insights division is rapidly growing and we are looking to add more talented consultants to our team. The primary reporting tools for this role are Tableau, Power BI, and Excel. There will be a heavy emphasis on designing intuitive and aesthetically appealing analytics tools while providing robust and meaningful business insights. Practical...


  • Oakville, Canada Calligo Full time

    **Why this opportunity at Calligo?** **_Connect with colleagues globally_** Working closely with colleagues across the UK, Europe and North America we have vibrant, modern office spaces all over the world! This is an exciting role for an individual to join the Data Analytics team and deliver some of the best analytics solutions in the market. We pride...

  • Data Scientist

    8 months ago


    Oakville, Canada CT Bank Full time

    **What you’ll do** The purpose of the Customer Analytical Center of Excellence of Canadian Tire Bank is to build familiarity with our credit card customers to strengthen the customer relationship with Canadian Tire Corporation. Charged with building and executing statistical models that help predict customer behavior, the Modeling and Analytics department...


  • Oakville, Canada Calligo Full time

    Calligo’s Data Insights division is rapidly growing and we are looking to add more talented consultants to our team. The primary reporting tools for this role are Tableau, Power BI, and Excel. There will be a heavy emphasis on designing intuitive and aesthetically appealing analytics tools while providing robust and meaningful business insights. Practical...

  • Risk Analyst

    7 months ago


    Oakville, Canada Sagen Full time

    Job Summary Reporting to the Director, Risk Analytics, the Risk Analyst will be primarily responsible for automating and executing the portfolio insurance process as well as providing analytics and reporting for the Risk Management team. **Responsibilities**: - Perform detailed analysis of portfolio and economic data to inform and support decision making...

  • Data Scientist

    7 months ago


    Oakville, Canada CT Bank Full time

    **What you’ll do** - Develop predictive models that will form the basis for information driven strategies in Credit Risk and Marketing - Perform optimization analysis and build supporting component predictions - Create customer segmentation schemes that will provide our analytic teams with insights into our customers - Monitor effectiveness of all...

  • Risk Analyst

    6 months ago


    Oakville, Canada Sagen Full time

    Job Summary Sagen is seeking a dynamic and detail-oriented Contract Risk Analyst with expertise in dashboard creation to join our Insurance Risk Team. Reporting to the Director, Risk Operations you will play a crucial part in supporting our risk assessment and mitigation efforts by developing insightful and visually engaging dashboards. This role will...

  • Data Scientist

    6 months ago


    Oakville, Canada CT Bank Full time

    **What you’ll do** The purpose of the Customer Analytical Center of Excellence of Canadian Tire Bank is to build familiarity with our credit card customers to strengthen the customer relationship with Canadian Tire Corporation. Charged with building and executing statistical models that help predict customer behavior, the Modeling and Analytics department...


  • Oakville, Canada iA Financial Group Full time

    strong> Business Administration, Finance and AccountingDepartment: Dealer Services Location: Oakville or Toronto would be preferred but open to other candidates based across Canada Type: Permanent Working Conditions: Working from Home, choice to work from office, attendance for Key MomentsThe Credit Risk Officer will ensure integrated and continuous risk...


  • Oakville, Canada Sheridan College Full time

    Reporting to the Manager, Student Advisement, the Embedded Student Adviser, School of Education, Faculty of Applied Health and Community Studies (FAHCS) provides developmental and academic advising support for students in designated programs in a Faculty. There is also an indirect accountability to the Associate Dean to which their programs belong, as the...


  • Oakville, Canada Sheridan College Full time

    The Student Accounts Specialist (the Specialist) supports the student experience business model for the OTR and Sheridan by providing specific fee information and advisory services for the Student Accounts Office. The incumbent investigates student account history, engages, and provides guidance to potential and current students about fees charged, paid, and...


  • Oakville, Canada Sheridan College Full time

    The Student Accounts Specialist (the Specialist) supports the student experience business model for the OTR and Sheridan by providing specific fee information and advisory services for the Student Accounts Office. The incumbent investigates student account history, engages, and provides guidance to potential and current students about fees charged, paid, and...